The important role of the DTPB in the development of Islamic P2P lending in Indonesia
Purpose − the purpose of this study is the determinants of factors influencing to the intention in Islamic Peer to Peer (P2P) financing platform. Methodology − Quantitateve approach with distributing questionnare accross Islamic P2P financing platforms consisting of ethis.co.id, ammana.id, alamish...
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| Format: | Article |
| Language: | English |
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P3EI-Center for Islamic Economics Studies and Development
2023-06-01
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| Series: | Asian Journal of Islamic Management |
| Subjects: | |
| Online Access: | https://103.220.113.119/AJIM/article/view/28462 |
| _version_ | 1797201188227121152 |
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| author | Azidni Rofiqo Ainul Zamarkasi Abdurrizqi Bin Abd Razak |
| author_facet | Azidni Rofiqo Ainul Zamarkasi Abdurrizqi Bin Abd Razak |
| author_sort | Azidni Rofiqo |
| collection | DOAJ |
| description |
Purpose − the purpose of this study is the determinants of factors influencing to the intention in Islamic Peer to Peer (P2P) financing platform.
Methodology − Quantitateve approach with distributing questionnare accross Islamic P2P financing platforms consisting of ethis.co.id, ammana.id, alamisharia.id, danasyariah.id and qazwa.id employed. 121 usable sample is analsyed with using PLS-SEM and Smart PLS 3.2 opreated as analysis tools.
Findings − The results show that normative influence affects positively and significantly the subjective norm. In terms of attitude control, only perceived uselfulness has insiginificant influence on attitude. Moreover, self-efficacy and facilitating condition has a positive and significant impact on perceived behaviour control. Attitude and perceived berhaviour control affect intention to participate. However, subjective norm has insignificant impact on intention to participate in P2P financing platform.
Implications − The study suggests that islamic P2P should focus on relative advantage and perceived ease of use, perceived behavioral control in order to maintain their customers.
Originality − Decomposed Theory of Planned Behavior model (DTPB) used in the study as the first study in Islamic P2P lending in Indonesia
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| first_indexed | 2024-04-24T07:43:34Z |
| format | Article |
| id | doaj.art-74f91e2f319448d08e59cd5d772a608b |
| institution | Directory Open Access Journal |
| issn | 2746-0037 2722-2330 |
| language | English |
| last_indexed | 2024-04-24T07:43:34Z |
| publishDate | 2023-06-01 |
| publisher | P3EI-Center for Islamic Economics Studies and Development |
| record_format | Article |
| series | Asian Journal of Islamic Management |
| spelling | doaj.art-74f91e2f319448d08e59cd5d772a608b2024-04-19T07:00:26ZengP3EI-Center for Islamic Economics Studies and DevelopmentAsian Journal of Islamic Management2746-00372722-23302023-06-015110.20885/AJIM.vol5.iss1.art3The important role of the DTPB in the development of Islamic P2P lending in IndonesiaAzidni Rofiqo0Ainul Zamarkasi1Abdurrizqi Bin Abd Razak2Department of Islamic Economics, Faculty of Economics and Management, Universitas Darussalam Gontor, Jawa Timur, IndonesiaEthis Fintek Indonesia, Jakarta, IndonesiaInstitute of Islamic Banking and Finance, International Islamic University Malaysia, Kuala Lumpur, Malaysia Purpose − the purpose of this study is the determinants of factors influencing to the intention in Islamic Peer to Peer (P2P) financing platform. Methodology − Quantitateve approach with distributing questionnare accross Islamic P2P financing platforms consisting of ethis.co.id, ammana.id, alamisharia.id, danasyariah.id and qazwa.id employed. 121 usable sample is analsyed with using PLS-SEM and Smart PLS 3.2 opreated as analysis tools. Findings − The results show that normative influence affects positively and significantly the subjective norm. In terms of attitude control, only perceived uselfulness has insiginificant influence on attitude. Moreover, self-efficacy and facilitating condition has a positive and significant impact on perceived behaviour control. Attitude and perceived berhaviour control affect intention to participate. However, subjective norm has insignificant impact on intention to participate in P2P financing platform. Implications − The study suggests that islamic P2P should focus on relative advantage and perceived ease of use, perceived behavioral control in order to maintain their customers. Originality − Decomposed Theory of Planned Behavior model (DTPB) used in the study as the first study in Islamic P2P lending in Indonesia https://103.220.113.119/AJIM/article/view/28462Islamic P2P FinancingDTPBPLS-SEM |
| spellingShingle | Azidni Rofiqo Ainul Zamarkasi Abdurrizqi Bin Abd Razak The important role of the DTPB in the development of Islamic P2P lending in Indonesia Asian Journal of Islamic Management Islamic P2P Financing DTPB PLS-SEM |
| title | The important role of the DTPB in the development of Islamic P2P lending in Indonesia |
| title_full | The important role of the DTPB in the development of Islamic P2P lending in Indonesia |
| title_fullStr | The important role of the DTPB in the development of Islamic P2P lending in Indonesia |
| title_full_unstemmed | The important role of the DTPB in the development of Islamic P2P lending in Indonesia |
| title_short | The important role of the DTPB in the development of Islamic P2P lending in Indonesia |
| title_sort | important role of the dtpb in the development of islamic p2p lending in indonesia |
| topic | Islamic P2P Financing DTPB PLS-SEM |
| url | https://103.220.113.119/AJIM/article/view/28462 |
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