Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?

This scientific article is related to the condition of startup financing and banking in Indonesia. It is linked to the Covid-19 pandemic, which has affected economic conditions in Indonesia, especially MSMEs. This research was conducted solely to determine whether, during the Covid-19 pandemic, the...

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Main Author: Marwin Antonius Rejeki Silalahi
Format: Article
Language:English
Published: Bandung: Prodi Manajemen FE Universitas Langlangbuana 2023-04-01
Series:Almana: Jurnal Manajemen dan Bisnis
Subjects:
Online Access:http://journalfeb.unla.ac.id/index.php/almana/article/view/2124
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author Marwin Antonius Rejeki Silalahi
author_facet Marwin Antonius Rejeki Silalahi
author_sort Marwin Antonius Rejeki Silalahi
collection DOAJ
description This scientific article is related to the condition of startup financing and banking in Indonesia. It is linked to the Covid-19 pandemic, which has affected economic conditions in Indonesia, especially MSMEs. This research was conducted solely to determine whether, during the Covid-19 pandemic, the condition of MSMEs (Micro, Small, and Medium Enterprises), which continued to decrease, was still supported by banking institutions and startup financing in Indonesia. This can be analyzed using Strengths, Weaknesses, Opportunities, and Threats. This research provides empirical evidence based on secondary data from trusted institutions in Indonesia. This research looks at two parties, namely internal companies and external parties, namely the Government of Indonesia, which is linked through POJK No. 77 / POJK.01 / 2016. Based on the SWOT analysis, namely Strengths, Weaknesses, Opportunities, and Threats, it can be concluded that cooperation between Fintech Startups and banking institutions has an effect like a knife with a sharp tip and a strong base, where both parties can harm each other. However, this impact can also be mutually beneficial for both parties, if supported by government policies that are in the middle between MSME Startup Fintech and banking institutions and unstable conditions due to the Covid-1 pandemic.
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spelling doaj.art-75838a8cd27243409709697da07d31662023-12-03T06:45:14ZengBandung: Prodi Manajemen FE Universitas LanglangbuanaAlmana: Jurnal Manajemen dan Bisnis2579-48922655-83272023-04-017110.36555/almana.v7i1.2124Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?Marwin Antonius Rejeki Silalahi0Universitas Surabaya, Indonesia This scientific article is related to the condition of startup financing and banking in Indonesia. It is linked to the Covid-19 pandemic, which has affected economic conditions in Indonesia, especially MSMEs. This research was conducted solely to determine whether, during the Covid-19 pandemic, the condition of MSMEs (Micro, Small, and Medium Enterprises), which continued to decrease, was still supported by banking institutions and startup financing in Indonesia. This can be analyzed using Strengths, Weaknesses, Opportunities, and Threats. This research provides empirical evidence based on secondary data from trusted institutions in Indonesia. This research looks at two parties, namely internal companies and external parties, namely the Government of Indonesia, which is linked through POJK No. 77 / POJK.01 / 2016. Based on the SWOT analysis, namely Strengths, Weaknesses, Opportunities, and Threats, it can be concluded that cooperation between Fintech Startups and banking institutions has an effect like a knife with a sharp tip and a strong base, where both parties can harm each other. However, this impact can also be mutually beneficial for both parties, if supported by government policies that are in the middle between MSME Startup Fintech and banking institutions and unstable conditions due to the Covid-1 pandemic. http://journalfeb.unla.ac.id/index.php/almana/article/view/2124Pandemic Covid-19POJK regulation No. 77/ POJK.01/ 2016StartUp FintechSWOT analysis
spellingShingle Marwin Antonius Rejeki Silalahi
Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?
Almana: Jurnal Manajemen dan Bisnis
Pandemic Covid-19
POJK regulation No. 77/ POJK.01/ 2016
StartUp Fintech
SWOT analysis
title Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?
title_full Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?
title_fullStr Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?
title_full_unstemmed Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?
title_short Is POJK No.77/2016 Still Under Start-Up Financing during the Covid-19 Pandemic?
title_sort is pojk no 77 2016 still under start up financing during the covid 19 pandemic
topic Pandemic Covid-19
POJK regulation No. 77/ POJK.01/ 2016
StartUp Fintech
SWOT analysis
url http://journalfeb.unla.ac.id/index.php/almana/article/view/2124
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