Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being

Public health insurance eligibility for low-income adults has improved adult economic well-being. But whether parental public health insurance eligibility has spillover effects on children’s health insurance coverage and family health-related financial well-being is less understood. We use the 2016...

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Main Authors: Caitlin McPherran Lombardi PhD, Lindsey Rose Bullinger PhD, Maithreyi Gopalan PhD
Format: Article
Language:English
Published: SAGE Publishing 2022-11-01
Series:Inquiry: The Journal of Health Care Organization, Provision, and Financing
Online Access:https://doi.org/10.1177/00469580221133215
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author Caitlin McPherran Lombardi PhD
Lindsey Rose Bullinger PhD
Maithreyi Gopalan PhD
author_facet Caitlin McPherran Lombardi PhD
Lindsey Rose Bullinger PhD
Maithreyi Gopalan PhD
author_sort Caitlin McPherran Lombardi PhD
collection DOAJ
description Public health insurance eligibility for low-income adults has improved adult economic well-being. But whether parental public health insurance eligibility has spillover effects on children’s health insurance coverage and family health-related financial well-being is less understood. We use the 2016 to 2020 National Survey of Children’s Health (NSCH) to estimate the effects of Medicaid expansions through the Affordable Care Act (ACA) for parents on child health insurance coverage, parents’ employment decisions due to child health, and family health-related financial well-being. We compare children in low-income families in states that expanded Medicaid for parents after 2015 to states that never expanded in a difference-in-differences framework. We find that these expansions were associated with increases in children’s public health insurance coverage by 5.5 percentage points and reductions in private coverage by 5 percentage points. We additionally find that parents were less likely to avoid changing jobs for health insurance reasons and children’s medical expenses were less likely to exceed $1000. We find no evidence that the expansions affected children’s dual coverage and uninsurance. Our estimates are robust to falsification and sensitivity analyzes. Our findings also suggest that benefits on children’s medical expenses are concentrated in the families with the greatest financial need.
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spelling doaj.art-766b6a752f2d4d22adcffa406e9db30c2022-12-22T03:01:31ZengSAGE PublishingInquiry: The Journal of Health Care Organization, Provision, and Financing0046-95801945-72432022-11-015910.1177/00469580221133215Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-BeingCaitlin McPherran Lombardi PhD0Lindsey Rose Bullinger PhD1Maithreyi Gopalan PhD2University of Connecticut, Storrs, CO, USAGeorgia Tech, Atlanta, GA, USAPennsylvania State University, University Park, PA, USAPublic health insurance eligibility for low-income adults has improved adult economic well-being. But whether parental public health insurance eligibility has spillover effects on children’s health insurance coverage and family health-related financial well-being is less understood. We use the 2016 to 2020 National Survey of Children’s Health (NSCH) to estimate the effects of Medicaid expansions through the Affordable Care Act (ACA) for parents on child health insurance coverage, parents’ employment decisions due to child health, and family health-related financial well-being. We compare children in low-income families in states that expanded Medicaid for parents after 2015 to states that never expanded in a difference-in-differences framework. We find that these expansions were associated with increases in children’s public health insurance coverage by 5.5 percentage points and reductions in private coverage by 5 percentage points. We additionally find that parents were less likely to avoid changing jobs for health insurance reasons and children’s medical expenses were less likely to exceed $1000. We find no evidence that the expansions affected children’s dual coverage and uninsurance. Our estimates are robust to falsification and sensitivity analyzes. Our findings also suggest that benefits on children’s medical expenses are concentrated in the families with the greatest financial need.https://doi.org/10.1177/00469580221133215
spellingShingle Caitlin McPherran Lombardi PhD
Lindsey Rose Bullinger PhD
Maithreyi Gopalan PhD
Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being
Inquiry: The Journal of Health Care Organization, Provision, and Financing
title Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being
title_full Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being
title_fullStr Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being
title_full_unstemmed Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being
title_short Better Late Than Never: Effects of Late ACA Medicaid Expansions for Parents on Family Health-Related Financial Well-Being
title_sort better late than never effects of late aca medicaid expansions for parents on family health related financial well being
url https://doi.org/10.1177/00469580221133215
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