Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results

The aim of this research is to identify factors affecting the propensity of rural households to save, on the example of 100 entities in Central Pomerania, based on pilot studies (direct questionnaire technique) using the logistic regression model. The study assumes that the dependent variable is the...

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Main Authors: Agnieszka Strzelecka, Danuta Zawadzka
Format: Article
Language:English
Published: Wydawnictwo SGGW - Warsaw University od Life Sciences Press 2020-06-01
Series:Polityki Europejskie, Finanse i Marketing
Subjects:
Online Access:https://pefim.sggw.pl/article/view/3482
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author Agnieszka Strzelecka
Danuta Zawadzka
author_facet Agnieszka Strzelecka
Danuta Zawadzka
author_sort Agnieszka Strzelecka
collection DOAJ
description The aim of this research is to identify factors affecting the propensity of rural households to save, on the example of 100 entities in Central Pomerania, based on pilot studies (direct questionnaire technique) using the logistic regression model. The study assumes that the dependent variable is the occurrence of savings in the household in 2018. The selection of independent variables for the logistic regression model was made on the basis of literature studies. The results of the analysis confirmed that statistically significant parameters for the variables were: average monthly net income per one person in the household, diversification of the income sources and the share of expenses on food and non-alcoholic beverages in total household consumption expenditure. The first two parameters increase the probability of saving by rural households of Central Pomerania. The last of these parameters reduces the chance of deferring consumption through savings.
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spelling doaj.art-785762c57719473fbe7117840b03c8d42022-12-21T17:44:23ZengWydawnictwo SGGW - Warsaw University od Life Sciences PressPolityki Europejskie, Finanse i Marketing2081-34302544-06402020-06-0123(72)10.22630/PEFIM.2020.23.72.15Factors determining the tendency of rural households in Central Pomerania to save – PILOT study resultsAgnieszka Strzelecka0Danuta Zawadzka1Politechnika KoszalińskaPolitechnika KoszalińskaThe aim of this research is to identify factors affecting the propensity of rural households to save, on the example of 100 entities in Central Pomerania, based on pilot studies (direct questionnaire technique) using the logistic regression model. The study assumes that the dependent variable is the occurrence of savings in the household in 2018. The selection of independent variables for the logistic regression model was made on the basis of literature studies. The results of the analysis confirmed that statistically significant parameters for the variables were: average monthly net income per one person in the household, diversification of the income sources and the share of expenses on food and non-alcoholic beverages in total household consumption expenditure. The first two parameters increase the probability of saving by rural households of Central Pomerania. The last of these parameters reduces the chance of deferring consumption through savings.https://pefim.sggw.pl/article/view/3482rural householdpropensity to saveincomeCentral PomeraniaPoland.
spellingShingle Agnieszka Strzelecka
Danuta Zawadzka
Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results
Polityki Europejskie, Finanse i Marketing
rural household
propensity to save
income
Central Pomerania
Poland.
title Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results
title_full Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results
title_fullStr Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results
title_full_unstemmed Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results
title_short Factors determining the tendency of rural households in Central Pomerania to save – PILOT study results
title_sort factors determining the tendency of rural households in central pomerania to save pilot study results
topic rural household
propensity to save
income
Central Pomerania
Poland.
url https://pefim.sggw.pl/article/view/3482
work_keys_str_mv AT agnieszkastrzelecka factorsdeterminingthetendencyofruralhouseholdsincentralpomeraniatosavepilotstudyresults
AT danutazawadzka factorsdeterminingthetendencyofruralhouseholdsincentralpomeraniatosavepilotstudyresults