FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS
This study discusses the influence of Islamic financial literacy, locus of control and religiosity on student financial management in the digital era. The respondents in this study were Febi students of Raden Mas Said State Islamic University Surakarta with a total of 177 respondents. The data colle...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Fakultas Ekonomi dan Bisnis Islam
2023-12-01
|
| Series: | I-Finance |
| Subjects: | |
| Online Access: | http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/16879/6360 |
| _version_ | 1827376296091451392 |
|---|---|
| author | Ghegana Ariel Sheda Rais Sani Muharrami |
| author_facet | Ghegana Ariel Sheda Rais Sani Muharrami |
| author_sort | Ghegana Ariel Sheda |
| collection | DOAJ |
| description | This study discusses the influence of Islamic financial literacy, locus of control and religiosity on student financial management in the digital era. The respondents in this study were Febi students of Raden Mas Said State Islamic University Surakarta with a total of 177 respondents. The data collection process is carried out by disseminating questions and answers using primary quantitative methods through questionnaires. This study used multiple linear regression analysis method. This study concluded that there is a positive and significant influence between sharia financial literacy on financial management, there is a positive and significant influence between locus of control on financial management and no influence on religiosity on student financial management. Based on the results of the research conducted, the R Square value was obtained at 0.244 or 24.4%. While the remaining 75.6% was influenced by other variables that were not examined in this study. These findings can certainly be part of the reference for students in financial management in the digital era. The conclusion is that Islamic financial literacy and locus of control can influence student financial management in the digital era. Meanwhile, religiosity cannot influence student financial management in the digital era. |
| first_indexed | 2024-03-08T12:07:48Z |
| format | Article |
| id | doaj.art-78bf4028386d4472bd521b34d5fef218 |
| institution | Directory Open Access Journal |
| issn | 2476-8871 2615-1081 |
| language | English |
| last_indexed | 2024-03-08T12:07:48Z |
| publishDate | 2023-12-01 |
| publisher | Fakultas Ekonomi dan Bisnis Islam |
| record_format | Article |
| series | I-Finance |
| spelling | doaj.art-78bf4028386d4472bd521b34d5fef2182024-01-23T05:29:57ZengFakultas Ekonomi dan Bisnis IslamI-Finance2476-88712615-10812023-12-019213014710.19109/ifinance.v9i2.16879FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDSGhegana Ariel Sheda0Rais Sani Muharrami1UIN Raden Mas Said SurakartaUIN Raden Mas Said SurakartaThis study discusses the influence of Islamic financial literacy, locus of control and religiosity on student financial management in the digital era. The respondents in this study were Febi students of Raden Mas Said State Islamic University Surakarta with a total of 177 respondents. The data collection process is carried out by disseminating questions and answers using primary quantitative methods through questionnaires. This study used multiple linear regression analysis method. This study concluded that there is a positive and significant influence between sharia financial literacy on financial management, there is a positive and significant influence between locus of control on financial management and no influence on religiosity on student financial management. Based on the results of the research conducted, the R Square value was obtained at 0.244 or 24.4%. While the remaining 75.6% was influenced by other variables that were not examined in this study. These findings can certainly be part of the reference for students in financial management in the digital era. The conclusion is that Islamic financial literacy and locus of control can influence student financial management in the digital era. Meanwhile, religiosity cannot influence student financial management in the digital era.http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/16879/6360islamic financial literacylocus of controlreligiosityfinancial behaviordigital era |
| spellingShingle | Ghegana Ariel Sheda Rais Sani Muharrami FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS I-Finance islamic financial literacy locus of control religiosity financial behavior digital era |
| title | FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS |
| title_full | FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS |
| title_fullStr | FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS |
| title_full_unstemmed | FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS |
| title_short | FACTORS AFFECTING STUDENT FINANCIAL BEHAVIOR IN DIGITAL TRENDS |
| title_sort | factors affecting student financial behavior in digital trends |
| topic | islamic financial literacy locus of control religiosity financial behavior digital era |
| url | http://jurnal.radenfatah.ac.id/index.php/I-Finance/article/view/16879/6360 |
| work_keys_str_mv | AT gheganaarielsheda factorsaffectingstudentfinancialbehaviorindigitaltrends AT raissanimuharrami factorsaffectingstudentfinancialbehaviorindigitaltrends |