THE LIQUIDITY FACTORS OF THE CONVENTIONAL AND ISLAMIC BANKS
In this study, the conventional and Islamic banks’ liquidity factors were investigated with some economy and bank-specific variables. The results demostrated that the conventional banks had been more liquid than the Islamic banks. However, the average liquidity had been decreased both in the convent...
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| Format: | Article |
| Language: | English |
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Gaziantep University
2022-07-01
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| Series: | Gaziantep University Journal of Social Sciences |
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| Online Access: | https://dergipark.org.tr/tr/download/article-file/2233390 |
| Summary: | In this study, the conventional and Islamic banks’ liquidity factors were investigated with some economy and bank-specific variables. The results demostrated that the conventional banks had been more liquid than the Islamic banks. However, the average liquidity had been decreased both in the conventional and Islamic banks. The POLS test results indicated the different variables impact the banks’ liquidity. RSF, EM, MGT, RWA, and GDPGrowth were the significant variables at 90% significance levels in Islamic bank model. GDPGrowth is the only economy-specific, RSF is the least and MGT is the most effective factor for the Islamic banks. However, the bank liquidity had an inverse relation with RSF and MGT. FLP, M3, CPI, ROA, and FINANCE are the significiant variables at 95% significiance level for the conventional banks. All of those variables had inverse relations with the liquidity, as well. |
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| ISSN: | 1303-0094 2149-5459 |