STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA
The purpose of this study was to examine the long-term and short-term effects of adopting financial technology on banking profitability. This study uses the Error Correction Term analysis method to see the effect of the independent variables on the dependent variable both in the short term and in t...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Sarjanawiyata Tamansiswa Yogyakarta
2024-04-01
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| Series: | Akuntansi Dewantara |
| Online Access: | https://jurnal.ustjogja.ac.id/index.php/akuntansidewantara/article/view/15699 |
| _version_ | 1797194808859557888 |
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| author | Putri Intan Prastiwi |
| author_facet | Putri Intan Prastiwi |
| author_sort | Putri Intan Prastiwi |
| collection | DOAJ |
| description |
The purpose of this study was to examine the long-term and short-term effects of adopting financial technology on banking profitability. This study uses the Error Correction Term analysis method to see the effect of the independent variables on the dependent variable both in the short term and in the long term. the independent variables in this study are mobile banking, internet banking, and phone banking and the dependent variable is profitability proxied by the Return on Assets (ROA) ratio. This study uses a quantitative research approach. The data source is from the official website of the Indonesia Stock Exchange, namely www.idx.co.id in 2013 - 2022. The total population 47 companies. Total sample 34 companies and sampling method is purposive sampling. Purposive sampling is sample with certain criteria. the results of hypothesis testing on mobile banking and internet banking variables that in the long term and short term mobile banking and internet banking have a positive effect on profitability. On the phone banking variable, namely in the long term and short term, phone banking adoption has no effect on banking profitability.
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| first_indexed | 2024-04-24T06:02:10Z |
| format | Article |
| id | doaj.art-7e8b8aac416c4a9590d6af18b3a37349 |
| institution | Directory Open Access Journal |
| issn | 2550-0376 2549-9637 |
| language | Indonesian |
| last_indexed | 2024-04-24T06:02:10Z |
| publishDate | 2024-04-01 |
| publisher | Universitas Sarjanawiyata Tamansiswa Yogyakarta |
| record_format | Article |
| series | Akuntansi Dewantara |
| spelling | doaj.art-7e8b8aac416c4a9590d6af18b3a373492024-04-23T06:20:14ZindUniversitas Sarjanawiyata Tamansiswa YogyakartaAkuntansi Dewantara2550-03762549-96372024-04-0181STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIAPutri Intan Prastiwi0a:1:{s:5:"id_ID";s:33:"Universitas Duta Bangsa Surakarta";} The purpose of this study was to examine the long-term and short-term effects of adopting financial technology on banking profitability. This study uses the Error Correction Term analysis method to see the effect of the independent variables on the dependent variable both in the short term and in the long term. the independent variables in this study are mobile banking, internet banking, and phone banking and the dependent variable is profitability proxied by the Return on Assets (ROA) ratio. This study uses a quantitative research approach. The data source is from the official website of the Indonesia Stock Exchange, namely www.idx.co.id in 2013 - 2022. The total population 47 companies. Total sample 34 companies and sampling method is purposive sampling. Purposive sampling is sample with certain criteria. the results of hypothesis testing on mobile banking and internet banking variables that in the long term and short term mobile banking and internet banking have a positive effect on profitability. On the phone banking variable, namely in the long term and short term, phone banking adoption has no effect on banking profitability. https://jurnal.ustjogja.ac.id/index.php/akuntansidewantara/article/view/15699 |
| spellingShingle | Putri Intan Prastiwi STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA Akuntansi Dewantara |
| title | STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA |
| title_full | STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA |
| title_fullStr | STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA |
| title_full_unstemmed | STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA |
| title_short | STUDI KOMPARASI PADA ADOPSI FINANCIAL TECHNOLOGY TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA |
| title_sort | studi komparasi pada adopsi financial technology terhadap profitabilitas perbankan di indonesia |
| url | https://jurnal.ustjogja.ac.id/index.php/akuntansidewantara/article/view/15699 |
| work_keys_str_mv | AT putriintanprastiwi studikomparasipadaadopsifinancialtechnologyterhadapprofitabilitasperbankandiindonesia |