Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele
The Great Recession resulted in significant job loss, producing a decrease in income for many families. Others struggled with unaffordable loans and underwater home mortgages. As a result of the multiple challenges after the recession, housing instability was prevalent. To offer support, local agenc...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Mississippi State University
2016-10-01
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| Series: | Journal of Human Sciences and Extension |
| Subjects: | |
| Online Access: | https://scholarsjunction.msstate.edu/jhse/vol4/iss3/3/ |
| _version_ | 1798014552003051520 |
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| author | Erica Tobe Barbra D. Ames Marsha Carolan Esther Onaga |
| author_facet | Erica Tobe Barbra D. Ames Marsha Carolan Esther Onaga |
| author_sort | Erica Tobe |
| collection | DOAJ |
| description | The Great Recession resulted in significant job loss, producing a decrease in income for many families. Others struggled with unaffordable loans and underwater home mortgages. As a result of the multiple challenges after the recession, housing instability was prevalent. To offer support, local agencies provided education and assistance. Existing research provides an understanding of the economic influence of foreclosure and counseling services on communities, yet little is known about the experience of families during and after crisis. Using Seidman’s (2012) three-stage interview process, a series of phenomenological, semistructured qualitative interviews were completed to give voice to a sample of participants, aged 50-64, who sought housing counseling services at a midwestern university Extension housing counseling office and identify practice implications for counselors. Findings revealed the importance of understanding the unique experience of housing instability and a need to provide information and support to aid coping efforts. Implications for Extension educators and human service professionals, employers, lenders, and policymakers are provided.
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| first_indexed | 2024-04-11T15:19:27Z |
| format | Article |
| id | doaj.art-81a5975efa774ed1b4730204a54bb08c |
| institution | Directory Open Access Journal |
| issn | 2325-5226 |
| language | English |
| last_indexed | 2024-04-11T15:19:27Z |
| publishDate | 2016-10-01 |
| publisher | Mississippi State University |
| record_format | Article |
| series | Journal of Human Sciences and Extension |
| spelling | doaj.art-81a5975efa774ed1b4730204a54bb08c2022-12-22T04:16:24ZengMississippi State UniversityJournal of Human Sciences and Extension2325-52262016-10-01434560https://doi.org/10.54718/UCLC2751Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling ClienteleErica Tobe 0Barbra D. Ames 1Marsha Carolan 2Esther Onaga 3Michigan State University Michigan State University Michigan State University Michigan State University The Great Recession resulted in significant job loss, producing a decrease in income for many families. Others struggled with unaffordable loans and underwater home mortgages. As a result of the multiple challenges after the recession, housing instability was prevalent. To offer support, local agencies provided education and assistance. Existing research provides an understanding of the economic influence of foreclosure and counseling services on communities, yet little is known about the experience of families during and after crisis. Using Seidman’s (2012) three-stage interview process, a series of phenomenological, semistructured qualitative interviews were completed to give voice to a sample of participants, aged 50-64, who sought housing counseling services at a midwestern university Extension housing counseling office and identify practice implications for counselors. Findings revealed the importance of understanding the unique experience of housing instability and a need to provide information and support to aid coping efforts. Implications for Extension educators and human service professionals, employers, lenders, and policymakers are provided. https://scholarsjunction.msstate.edu/jhse/vol4/iss3/3/familyhousingrecessioninstabilityqualitative |
| spellingShingle | Erica Tobe Barbra D. Ames Marsha Carolan Esther Onaga Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele Journal of Human Sciences and Extension family housing recession instability qualitative |
| title | Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele |
| title_full | Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele |
| title_fullStr | Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele |
| title_full_unstemmed | Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele |
| title_short | Surviving the Recession: Implications for Practitioners to Better Support Pre-Retiree Housing Counseling Clientele |
| title_sort | surviving the recession implications for practitioners to better support pre retiree housing counseling clientele |
| topic | family housing recession instability qualitative |
| url | https://scholarsjunction.msstate.edu/jhse/vol4/iss3/3/ |
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