Social Accountability of Microfinance Institutions in South Asian Region

The purpose of the study is to examine the social accountability and argue comparison of outreach level of microfinance institutions in member countries of South Asian Association for Regional Cooperation (SAARC). The inquiry has employed quantitative research approach to meticulous secondary data t...

Full description

Bibliographic Details
Main Authors: Iftekhar Ahmed, Abul Bashar Bhuiyan, Yusnidah Ibrahim, Jamaliah Said, Mohammed Fuad Mohd Salleh
Format: Article
Language:English
Published: EconJournals 2016-05-01
Series:International Journal of Economics and Financial Issues
Subjects:
Online Access:https://dergipark.org.tr/tr/pub/ijefi/issue/32012/353736?publisher=http-www-cag-edu-tr-ilhan-ozturk
_version_ 1797910796450136064
author Iftekhar Ahmed
Abul Bashar Bhuiyan
Yusnidah Ibrahim
Jamaliah Said
Mohammed Fuad Mohd Salleh
author_facet Iftekhar Ahmed
Abul Bashar Bhuiyan
Yusnidah Ibrahim
Jamaliah Said
Mohammed Fuad Mohd Salleh
author_sort Iftekhar Ahmed
collection DOAJ
description The purpose of the study is to examine the social accountability and argue comparison of outreach level of microfinance institutions in member countries of South Asian Association for Regional Cooperation (SAARC). The inquiry has employed quantitative research approach to meticulous secondary data that has quantify using financial ratio and multiple regression analysis. Our results expose that gross loan portfolio has significant positive relation with the number of clients served. Conversely, the average loan balance per borrower per GNI per capital and average outstanding balance have significant negative relation to the dependent variable. On the other hand, the yield on a gross loan portfolio, size of MFI and operational self-sufficiency has insignificant effect to the number of active borrowers. Eventually the study found no evidence of trade-off between profitability and outreach breadth. However, interest rate, board and ownership structure and outreach depth issue suggested for the further studies.
first_indexed 2024-04-10T11:30:01Z
format Article
id doaj.art-81d6e8b6dfed4da08c2add39b7c707af
institution Directory Open Access Journal
issn 2146-4138
language English
last_indexed 2024-04-10T11:30:01Z
publishDate 2016-05-01
publisher EconJournals
record_format Article
series International Journal of Economics and Financial Issues
spelling doaj.art-81d6e8b6dfed4da08c2add39b7c707af2023-02-15T16:18:10ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382016-05-01638248291032Social Accountability of Microfinance Institutions in South Asian RegionIftekhar AhmedAbul Bashar BhuiyanYusnidah IbrahimJamaliah SaidMohammed Fuad Mohd SallehThe purpose of the study is to examine the social accountability and argue comparison of outreach level of microfinance institutions in member countries of South Asian Association for Regional Cooperation (SAARC). The inquiry has employed quantitative research approach to meticulous secondary data that has quantify using financial ratio and multiple regression analysis. Our results expose that gross loan portfolio has significant positive relation with the number of clients served. Conversely, the average loan balance per borrower per GNI per capital and average outstanding balance have significant negative relation to the dependent variable. On the other hand, the yield on a gross loan portfolio, size of MFI and operational self-sufficiency has insignificant effect to the number of active borrowers. Eventually the study found no evidence of trade-off between profitability and outreach breadth. However, interest rate, board and ownership structure and outreach depth issue suggested for the further studies.https://dergipark.org.tr/tr/pub/ijefi/issue/32012/353736?publisher=http-www-cag-edu-tr-ilhan-ozturkmicrofinance accountability outreach mission drift south asia
spellingShingle Iftekhar Ahmed
Abul Bashar Bhuiyan
Yusnidah Ibrahim
Jamaliah Said
Mohammed Fuad Mohd Salleh
Social Accountability of Microfinance Institutions in South Asian Region
International Journal of Economics and Financial Issues
microfinance
accountability
outreach
mission drift
south asia
title Social Accountability of Microfinance Institutions in South Asian Region
title_full Social Accountability of Microfinance Institutions in South Asian Region
title_fullStr Social Accountability of Microfinance Institutions in South Asian Region
title_full_unstemmed Social Accountability of Microfinance Institutions in South Asian Region
title_short Social Accountability of Microfinance Institutions in South Asian Region
title_sort social accountability of microfinance institutions in south asian region
topic microfinance
accountability
outreach
mission drift
south asia
url https://dergipark.org.tr/tr/pub/ijefi/issue/32012/353736?publisher=http-www-cag-edu-tr-ilhan-ozturk
work_keys_str_mv AT iftekharahmed socialaccountabilityofmicrofinanceinstitutionsinsouthasianregion
AT abulbasharbhuiyan socialaccountabilityofmicrofinanceinstitutionsinsouthasianregion
AT yusnidahibrahim socialaccountabilityofmicrofinanceinstitutionsinsouthasianregion
AT jamaliahsaid socialaccountabilityofmicrofinanceinstitutionsinsouthasianregion
AT mohammedfuadmohdsalleh socialaccountabilityofmicrofinanceinstitutionsinsouthasianregion