Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act
The Congressional Budget Office, the Rand Corporation, and the Urban Institute have estimated that the Patient Protection and Affordable Care Act (ACA) will leave employer-sponsored coverage largely intact; in contrast, some economists and benefit consultants argue that the ACA encourages employers...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
SAGE Publishing
2012-05-01
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| Series: | Inquiry: The Journal of Health Care Organization, Provision, and Financing |
| Online Access: | https://doi.org/10.5034/inquiryjrnl_49.02.05 |
| _version_ | 1818329697627406336 |
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| author | Linda J. Blumberg Matthew Buettgens Judith Feder John Holahan |
| author_facet | Linda J. Blumberg Matthew Buettgens Judith Feder John Holahan |
| author_sort | Linda J. Blumberg |
| collection | DOAJ |
| description | The Congressional Budget Office, the Rand Corporation, and the Urban Institute have estimated that the Patient Protection and Affordable Care Act (ACA) will leave employer-sponsored coverage largely intact; in contrast, some economists and benefit consultants argue that the ACA encourages employers to drop coverage, thereby making both their workers and their firms better off (a “win-win” situation). This analysis shows that no such “win-win” situation exists and that employer-sponsored insurance will remain the primary source of coverage for most workers. Analysis of three issues—the terms of the ACA, worker characteristics, and the fundamental economics of competitive markets—supports this conclusion. |
| first_indexed | 2024-12-13T12:52:11Z |
| format | Article |
| id | doaj.art-81fd9755133e469aac6da66450fbec3d |
| institution | Directory Open Access Journal |
| issn | 0046-9580 |
| language | English |
| last_indexed | 2024-12-13T12:52:11Z |
| publishDate | 2012-05-01 |
| publisher | SAGE Publishing |
| record_format | Article |
| series | Inquiry: The Journal of Health Care Organization, Provision, and Financing |
| spelling | doaj.art-81fd9755133e469aac6da66450fbec3d2022-12-21T23:45:17ZengSAGE PublishingInquiry: The Journal of Health Care Organization, Provision, and Financing0046-95802012-05-014910.5034/inquiryjrnl_49.02.05Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care ActLinda J. BlumbergMatthew BuettgensJudith FederJohn HolahanThe Congressional Budget Office, the Rand Corporation, and the Urban Institute have estimated that the Patient Protection and Affordable Care Act (ACA) will leave employer-sponsored coverage largely intact; in contrast, some economists and benefit consultants argue that the ACA encourages employers to drop coverage, thereby making both their workers and their firms better off (a “win-win” situation). This analysis shows that no such “win-win” situation exists and that employer-sponsored insurance will remain the primary source of coverage for most workers. Analysis of three issues—the terms of the ACA, worker characteristics, and the fundamental economics of competitive markets—supports this conclusion.https://doi.org/10.5034/inquiryjrnl_49.02.05 |
| spellingShingle | Linda J. Blumberg Matthew Buettgens Judith Feder John Holahan Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act Inquiry: The Journal of Health Care Organization, Provision, and Financing |
| title | Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act |
| title_full | Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act |
| title_fullStr | Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act |
| title_full_unstemmed | Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act |
| title_short | Why Employers Will Continue to Provide Health Insurance: The Impact of the Affordable Care Act |
| title_sort | why employers will continue to provide health insurance the impact of the affordable care act |
| url | https://doi.org/10.5034/inquiryjrnl_49.02.05 |
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