Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability
Developing Islamic finance in Indonesia is needed to strengthen a sustainable economic structure. This issue is based on the promising potential of Islamic economic and financial development. This study examines the impact of credit risk, the spread of interest rates, and liquidity on bank profitabi...
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| Format: | Article |
| Language: | English |
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Institut Agama Islam Negeri Kendari
2022-01-01
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| Series: | Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam |
| Subjects: | |
| Online Access: | https://ejournal.iainkendari.ac.id/index.php/lifalah/article/view/1945 |
| _version_ | 1798025572196024320 |
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| author | Sinta Purnama Sari |
| author_facet | Sinta Purnama Sari |
| author_sort | Sinta Purnama Sari |
| collection | DOAJ |
| description | Developing Islamic finance in Indonesia is needed to strengthen a sustainable economic structure. This issue is based on the promising potential of Islamic economic and financial development. This study examines the impact of credit risk, the spread of interest rates, and liquidity on bank profitability. The population in this study is Islamic banking companies in Indonesia during the 2014-2018 period. The sample was chosen from the purposive sampling method and obtained a sample of 50 companies from several criteria. This research uses multiple linear regression analysis with the help of SPSS version 21. This research shows that credit risk and liquidity affect bank profitability. At the same time, the spread of interest rates does not affect banks' profitability. |
| first_indexed | 2024-04-11T18:21:00Z |
| format | Article |
| id | doaj.art-8372c8c2f5534e4bb1724a1e926d34ed |
| institution | Directory Open Access Journal |
| issn | 2541-6545 2549-6085 |
| language | English |
| last_indexed | 2024-04-11T18:21:00Z |
| publishDate | 2022-01-01 |
| publisher | Institut Agama Islam Negeri Kendari |
| record_format | Article |
| series | Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam |
| spelling | doaj.art-8372c8c2f5534e4bb1724a1e926d34ed2022-12-22T04:09:45ZengInstitut Agama Islam Negeri KendariLi Falah: Jurnal Studi Ekonomi dan Bisnis Islam2541-65452549-60852022-01-01629710710.31332/lifalah.v6i2.19451569Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank ProfitabilitySinta Purnama Sari0Batik Islam University of SurakartaDeveloping Islamic finance in Indonesia is needed to strengthen a sustainable economic structure. This issue is based on the promising potential of Islamic economic and financial development. This study examines the impact of credit risk, the spread of interest rates, and liquidity on bank profitability. The population in this study is Islamic banking companies in Indonesia during the 2014-2018 period. The sample was chosen from the purposive sampling method and obtained a sample of 50 companies from several criteria. This research uses multiple linear regression analysis with the help of SPSS version 21. This research shows that credit risk and liquidity affect bank profitability. At the same time, the spread of interest rates does not affect banks' profitability.https://ejournal.iainkendari.ac.id/index.php/lifalah/article/view/1945credit risk, interest rates, liquidity and profitability |
| spellingShingle | Sinta Purnama Sari Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam credit risk, interest rates, liquidity and profitability |
| title | Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability |
| title_full | Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability |
| title_fullStr | Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability |
| title_full_unstemmed | Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability |
| title_short | Impact of Credit Risk, Distribution of Interest Rate, and Liquidity on Bank Profitability |
| title_sort | impact of credit risk distribution of interest rate and liquidity on bank profitability |
| topic | credit risk, interest rates, liquidity and profitability |
| url | https://ejournal.iainkendari.ac.id/index.php/lifalah/article/view/1945 |
| work_keys_str_mv | AT sintapurnamasari impactofcreditriskdistributionofinterestrateandliquidityonbankprofitability |