Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1
The objectives of the research were.- 1) to study personal factors such as gender, age, educational status, average monthly income, average monthly expenditures that affected teachers’ personal financial planning. 2) to study informational perception factors, financial attitude factors and economic...
| Main Authors: | , , , , |
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| Format: | Article |
| Language: | Thai |
| Published: |
Mahasarakham University
2022-04-01
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| Series: | Journal of Humanities and Social Sciences Mahasarakham University |
| Subjects: | |
| Online Access: | https://hujmsu.msu.ac.th/pdfsplit.php?p=MTY1Mjc1Mjg4NC5wZGZ8MTA0LTExMg== |
| _version_ | 1797828743191855104 |
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| author | Sittichai Leewiwatwong Wanlop Lomtaku Palita Kamyan Kanyanat Chidchom Supanan Tung |
| author_facet | Sittichai Leewiwatwong Wanlop Lomtaku Palita Kamyan Kanyanat Chidchom Supanan Tung |
| author_sort | Sittichai Leewiwatwong |
| collection | DOAJ |
| description | The objectives of the research were.- 1) to study personal factors such as gender, age, educational status, average monthly income, average monthly expenditures that affected teachers’ personal financial planning. 2) to study informational perception factors, financial attitude factors and economic factors that affected personal financial planning of the teachers. This research was a qualitative study using survey research methods. The sample group included 305 teachers. Using online storage methods, the data collected from questionnaires was analyzed using descriptive statistics, consisting of frequency, percentage, mean, standard deviation and inferential statistics by using t-test, analysis of variance (One-Way ANOVA) and multiple regression analysis. The results showed the samples were female teachers whose age were 41-50 yearsold. They were married and they held a bachelor’s degree. Their average monthly income was 15,000-20,000 baht and their average expenditure per month was 15,000-20,000 baht. From the study of teacher’s personal factors affecting teachers personal financial planning it was revealed that gender, age, educationlevel, average monthly income and average monthly expenditure of teachers affected personal financial planning of the teacher of the schools under the Phayao Provincial Primary Educational Service Area Office, District 1. However, teachers’ status did not affect personal financial planning of the teacher of the schools under the Phayao Provincial Primary Educational Service Area Office, District 1 at the 0.05 level of significance. Moreover, the study of factors affecting personal financial planning showed that information, financial attitude factor, economic factors affected personal financial planning of the teachers of schools under the Phayao Provincial Primary Educational Service Area Office, District 1 at 0.05 level of significance. |
| first_indexed | 2024-04-09T13:10:20Z |
| format | Article |
| id | doaj.art-85bd967325504f88a2964e614d9f0bcd |
| institution | Directory Open Access Journal |
| issn | 2672-9733 |
| language | Thai |
| last_indexed | 2024-04-09T13:10:20Z |
| publishDate | 2022-04-01 |
| publisher | Mahasarakham University |
| record_format | Article |
| series | Journal of Humanities and Social Sciences Mahasarakham University |
| spelling | doaj.art-85bd967325504f88a2964e614d9f0bcd2023-05-12T08:45:47ZthaMahasarakham UniversityJournal of Humanities and Social Sciences Mahasarakham University2672-97332022-04-01412103111Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1Sittichai Leewiwatwong0Wanlop Lomtaku1Palita Kamyan2Kanyanat Chidchom3Supanan Tung4School of Business and Communication Arts, University of PhayaoSchool of Business and Communication Arts, University of PhayaoSchool of Business and Communication Arts, University of PhayaoSchool of Business and Communication Arts, University of PhayaoSchool of Business and Communication Arts, University of PhayaoThe objectives of the research were.- 1) to study personal factors such as gender, age, educational status, average monthly income, average monthly expenditures that affected teachers’ personal financial planning. 2) to study informational perception factors, financial attitude factors and economic factors that affected personal financial planning of the teachers. This research was a qualitative study using survey research methods. The sample group included 305 teachers. Using online storage methods, the data collected from questionnaires was analyzed using descriptive statistics, consisting of frequency, percentage, mean, standard deviation and inferential statistics by using t-test, analysis of variance (One-Way ANOVA) and multiple regression analysis. The results showed the samples were female teachers whose age were 41-50 yearsold. They were married and they held a bachelor’s degree. Their average monthly income was 15,000-20,000 baht and their average expenditure per month was 15,000-20,000 baht. From the study of teacher’s personal factors affecting teachers personal financial planning it was revealed that gender, age, educationlevel, average monthly income and average monthly expenditure of teachers affected personal financial planning of the teacher of the schools under the Phayao Provincial Primary Educational Service Area Office, District 1. However, teachers’ status did not affect personal financial planning of the teacher of the schools under the Phayao Provincial Primary Educational Service Area Office, District 1 at the 0.05 level of significance. Moreover, the study of factors affecting personal financial planning showed that information, financial attitude factor, economic factors affected personal financial planning of the teachers of schools under the Phayao Provincial Primary Educational Service Area Office, District 1 at 0.05 level of significance.https://hujmsu.msu.ac.th/pdfsplit.php?p=MTY1Mjc1Mjg4NC5wZGZ8MTA0LTExMg==personal financial planningeconomic factorinformation perception factorattitude factorpersonal fundamentals |
| spellingShingle | Sittichai Leewiwatwong Wanlop Lomtaku Palita Kamyan Kanyanat Chidchom Supanan Tung Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1 Journal of Humanities and Social Sciences Mahasarakham University personal financial planning economic factor information perception factor attitude factor personal fundamentals |
| title | Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1 |
| title_full | Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1 |
| title_fullStr | Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1 |
| title_full_unstemmed | Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1 |
| title_short | Factors Affecting Personal Financial Planning of School Teachers under Phayao Provincial Primary Educational Service Area Office, Region 1 |
| title_sort | factors affecting personal financial planning of school teachers under phayao provincial primary educational service area office region 1 |
| topic | personal financial planning economic factor information perception factor attitude factor personal fundamentals |
| url | https://hujmsu.msu.ac.th/pdfsplit.php?p=MTY1Mjc1Mjg4NC5wZGZ8MTA0LTExMg== |
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