PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS
Research Purposes: This study aims to examine the effect of financial technology on financial inclusion in the coffee shop business, where financial technology is represented by cashless payment, market aggregator, risk and investment management. Research Methods: This study used a quantitative appr...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Sekolah Pascasarjana Universitas Katolik Widya Mandala Surabaya
2023-09-01
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| Series: | Jurnal Akuntansi Kontemporer |
| Subjects: | |
| Online Access: | http://journal.wima.ac.id/index.php/JAKO/article/view/4545 |
| _version_ | 1797679165679337472 |
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| author | Rita Atarwaman Paskanova Christi Gainau Wildo Natalio Christo Muriany |
| author_facet | Rita Atarwaman Paskanova Christi Gainau Wildo Natalio Christo Muriany |
| author_sort | Rita Atarwaman |
| collection | DOAJ |
| description | Research Purposes: This study aims to examine the effect of financial technology on financial inclusion in the coffee shop business, where financial technology is represented by cashless payment, market aggregator, risk and investment management.
Research Methods: This study used a quantitative approach with survey method to coffee shop entrepreneurs who using QRIS in Ambon City.
Research Results and Findings: The results show that partially cashless payment and market aggregator have a significant effect on financial inclusion, but risk and investment management has no effect on financial inclusion. The implication is for the government and financial institutions to socialize and educate MSME owners regarding the types of fintech risk and investment management so that MSME owners know and allocate funds for investment, because the development of MSMEs is able to boost the Indonesian economy. |
| first_indexed | 2024-03-11T23:10:33Z |
| format | Article |
| id | doaj.art-87c67b831bb943e381daba94a8f46421 |
| institution | Directory Open Access Journal |
| issn | 2085-1189 2685-9971 |
| language | English |
| last_indexed | 2024-03-11T23:10:33Z |
| publishDate | 2023-09-01 |
| publisher | Sekolah Pascasarjana Universitas Katolik Widya Mandala Surabaya |
| record_format | Article |
| series | Jurnal Akuntansi Kontemporer |
| spelling | doaj.art-87c67b831bb943e381daba94a8f464212023-09-21T08:48:44ZengSekolah Pascasarjana Universitas Katolik Widya Mandala SurabayaJurnal Akuntansi Kontemporer2085-11892685-99712023-09-0115314315410.33508/jako.v15i3.45452871PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRISRita Atarwaman0Paskanova Christi Gainau1Wildo Natalio Christo Muriany2Universitas PattimuraUniversitas PattimuraUniversitas PattimuraResearch Purposes: This study aims to examine the effect of financial technology on financial inclusion in the coffee shop business, where financial technology is represented by cashless payment, market aggregator, risk and investment management. Research Methods: This study used a quantitative approach with survey method to coffee shop entrepreneurs who using QRIS in Ambon City. Research Results and Findings: The results show that partially cashless payment and market aggregator have a significant effect on financial inclusion, but risk and investment management has no effect on financial inclusion. The implication is for the government and financial institutions to socialize and educate MSME owners regarding the types of fintech risk and investment management so that MSME owners know and allocate funds for investment, because the development of MSMEs is able to boost the Indonesian economy.http://journal.wima.ac.id/index.php/JAKO/article/view/4545financial technologyqriscashless paymentmarket aggregatorrisk and invesment management |
| spellingShingle | Rita Atarwaman Paskanova Christi Gainau Wildo Natalio Christo Muriany PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS Jurnal Akuntansi Kontemporer financial technology qris cashless payment market aggregator risk and invesment management |
| title | PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS |
| title_full | PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS |
| title_fullStr | PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS |
| title_full_unstemmed | PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS |
| title_short | PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN UMKM PENGGUNA QRIS |
| title_sort | pengaruh financial technology terhadap inklusi keuangan umkm pengguna qris |
| topic | financial technology qris cashless payment market aggregator risk and invesment management |
| url | http://journal.wima.ac.id/index.php/JAKO/article/view/4545 |
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