KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU
Determining a margin profit in an individual type of insurance presents one of the problems that actuarial science has been trying to solve for some time. A profit margin is determined by the price of capital allocated to an individual type of insurance. Determining a profit margin is conditioned by...
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| Format: | Article |
| Language: | English |
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Faculty of Economics Pale University of East Sarajevo
2014-08-01
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| Series: | Zbornik Radova Ekonomskog Fakulteta u Istočnom Sarajevu |
| Subjects: | |
| Online Access: | http://www.zrefis.com/images/zrefis2014-8/237-245%20Mirela%20Mitrasevic.pdf |
| _version_ | 1797764731095744512 |
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| author | Mirela Mitrašević |
| author_facet | Mirela Mitrašević |
| author_sort | Mirela Mitrašević |
| collection | DOAJ |
| description | Determining a margin profit in an individual type of insurance presents one of the problems that actuarial science has been trying to solve for some time. A profit margin is determined by the price of capital allocated to an individual type of insurance. Determining a profit margin is conditioned by how much capital is needed to decrease the uncertainty of the insurance results and by how long capital needs to be tied to an individual type of insurance. The insurer must secure the legal solvency margin and at the same time he must meet the requirements of his shareholders by making it possible for a share price to go up. Unless a satisfactory profitability is secured and unless a product price makes up for the slow increase in the price of capital, shareholders will be less interested in investing into an insurance company. Therefore, it is essential to consider the ways in which to allocate to individual types of insurance the costs of having one’s own capital. Several financial models were developed in order to determine a profit margin. This paper presents the Myers-Cohn model of a discounted cash flow. |
| first_indexed | 2024-03-12T19:59:56Z |
| format | Article |
| id | doaj.art-8a2bc1edea5c41e9858418b0294235d3 |
| institution | Directory Open Access Journal |
| issn | 1840-3557 |
| language | English |
| last_indexed | 2024-03-12T19:59:56Z |
| publishDate | 2014-08-01 |
| publisher | Faculty of Economics Pale University of East Sarajevo |
| record_format | Article |
| series | Zbornik Radova Ekonomskog Fakulteta u Istočnom Sarajevu |
| spelling | doaj.art-8a2bc1edea5c41e9858418b0294235d32023-08-02T02:31:01ZengFaculty of Economics Pale University of East SarajevoZbornik Radova Ekonomskog Fakulteta u Istočnom Sarajevu1840-35572014-08-01823724510.7251/ZREFIS1408237MKRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJUMirela Mitrašević0Fakultet poslovne ekonomije, Univerzitet u Istočnom SarajevuDetermining a margin profit in an individual type of insurance presents one of the problems that actuarial science has been trying to solve for some time. A profit margin is determined by the price of capital allocated to an individual type of insurance. Determining a profit margin is conditioned by how much capital is needed to decrease the uncertainty of the insurance results and by how long capital needs to be tied to an individual type of insurance. The insurer must secure the legal solvency margin and at the same time he must meet the requirements of his shareholders by making it possible for a share price to go up. Unless a satisfactory profitability is secured and unless a product price makes up for the slow increase in the price of capital, shareholders will be less interested in investing into an insurance company. Therefore, it is essential to consider the ways in which to allocate to individual types of insurance the costs of having one’s own capital. Several financial models were developed in order to determine a profit margin. This paper presents the Myers-Cohn model of a discounted cash flow.http://www.zrefis.com/images/zrefis2014-8/237-245%20Mirela%20Mitrasevic.pdfsolvencyprofitabilitya profit marginthe allocation of capital |
| spellingShingle | Mirela Mitrašević KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU Zbornik Radova Ekonomskog Fakulteta u Istočnom Sarajevu solvency profitability a profit margin the allocation of capital |
| title | KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU |
| title_full | KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU |
| title_fullStr | KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU |
| title_full_unstemmed | KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU |
| title_short | KRITIČKI OSVRT NA PRIMENU MYERS-COHN-OVOG MODELA ZA ODREĐIVANJE MARGINE PROFITA U NEŽIVOTNOM OSIGURANJU |
| title_sort | kriticki osvrt na primenu myers cohn ovog modela za odredivanje margine profita u nezivotnom osiguranju |
| topic | solvency profitability a profit margin the allocation of capital |
| url | http://www.zrefis.com/images/zrefis2014-8/237-245%20Mirela%20Mitrasevic.pdf |
| work_keys_str_mv | AT mirelamitrasevic kritickiosvrtnaprimenumyerscohnovogmodelazaodređivanjemargineprofitaunezivotnomosiguranju |