FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH
The economic crisis has stopped the Romanians consumerism momentum. The perspective of job loss, changes in exchange rate or the inflation made many people to be extremely cautious when contract a loan for fear they can not repay it. In this paper we intend a retrospective analysis of housing...
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| Format: | Article |
| Language: | English |
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Academica Brâncuşi
2009-11-01
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| Series: | Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie |
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| Online Access: | http://www.utgjiu.ro/revista/ec/pdf/2009-02/5_ANA_GABRIELA_BABUCEA.pdf |
| _version_ | 1811298664446951424 |
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| author | Ana-Gabriela Babucea |
| author_facet | Ana-Gabriela Babucea |
| author_sort | Ana-Gabriela Babucea |
| collection | DOAJ |
| description | The economic crisis has stopped the
Romanians consumerism momentum. The perspective
of job loss, changes in exchange rate or the inflation
made many people to be extremely cautious when
contract a loan for fear they can not repay it. In this
paper we intend a retrospective analysis of housing
credit growth to the population and build a
multifactorial regression model with regard to factors
influence the economic crisis. |
| first_indexed | 2024-04-13T06:23:38Z |
| format | Article |
| id | doaj.art-8a69b1b0617d48d8b80c57455aa766a1 |
| institution | Directory Open Access Journal |
| issn | 1844-7007 1844-7007 |
| language | English |
| last_indexed | 2024-04-13T06:23:38Z |
| publishDate | 2009-11-01 |
| publisher | Academica Brâncuşi |
| record_format | Article |
| series | Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie |
| spelling | doaj.art-8a69b1b0617d48d8b80c57455aa766a12022-12-22T02:58:32ZengAcademica BrâncuşiAnalele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie1844-70071844-70072009-11-01124756FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACHAna-Gabriela Babucea0“Constantin Brâncuşi” University of Târgu Jiu The economic crisis has stopped the Romanians consumerism momentum. The perspective of job loss, changes in exchange rate or the inflation made many people to be extremely cautious when contract a loan for fear they can not repay it. In this paper we intend a retrospective analysis of housing credit growth to the population and build a multifactorial regression model with regard to factors influence the economic crisis.http://www.utgjiu.ro/revista/ec/pdf/2009-02/5_ANA_GABRIELA_BABUCEA.pdfregression modelpopulation creditshousing loansaverage net earningsexchange ratesinterest rates |
| spellingShingle | Ana-Gabriela Babucea FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH Analele Universităţii Constantin Brâncuşi din Târgu Jiu : Seria Economie regression model population credits housing loans average net earnings exchange rates interest rates |
| title | FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH |
| title_full | FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH |
| title_fullStr | FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH |
| title_full_unstemmed | FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH |
| title_short | FINANCIAL BEHAVIOR OF POPULATION ON LOAN FOR HOUSING - A STATISTICAL APPROACH |
| title_sort | financial behavior of population on loan for housing a statistical approach |
| topic | regression model population credits housing loans average net earnings exchange rates interest rates |
| url | http://www.utgjiu.ro/revista/ec/pdf/2009-02/5_ANA_GABRIELA_BABUCEA.pdf |
| work_keys_str_mv | AT anagabrielababucea financialbehaviorofpopulationonloanforhousingastatisticalapproach |