The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable
The purpose of this research is to determine the effect of knowledge on saving preferences in Sharia banks and to determine the role of religiosity in moderating knowledge of saving preferences in Sharia banks. The approach is quantitative research. The research subjects were Partai Keadilan Sejaht...
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| Format: | Article |
| Language: | English |
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Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
2023-06-01
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| Series: | Indonesian Interdisciplinary Journal of Sharia Economics |
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| Online Access: | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/3666 |
| _version_ | 1797328326986039296 |
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| author | Ahmad Ripai Saragih Nurlaila Nurlaila Tuti Anggraini |
| author_facet | Ahmad Ripai Saragih Nurlaila Nurlaila Tuti Anggraini |
| author_sort | Ahmad Ripai Saragih |
| collection | DOAJ |
| description |
The purpose of this research is to determine the effect of knowledge on saving preferences in Sharia banks and to determine the role of religiosity in moderating knowledge of saving preferences in Sharia banks. The approach is quantitative research. The research subjects were Partai Keadilan Sejahtera (PKS) Cadres in Percut Sei Tuan District. The results of this study indicate that the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) partially indicate that the knowledge variable (X1) has a positive and significant effect on saving preferences in Sharia bank, while the moderating variable, namely religiosity (Z) has an effect positive and significant towards saving preferences (Y) in Sharia banks. The variable multiplication between the independent variable and the moderating variable is PR (Knowledge x Religiosity) where the religiosity variable moderates by weakening the relationship between the knowledge variable and the preference variable for saving in Sharia banks. Religion is not able to moderate the effect of knowledge on saving preferences in Sharia banks. The results of multiple linear regression analysis with the simultaneous use of Moderated Regression Analysis (MRA) show that simultaneously influencing the dependent variable, namely the preference for saving in Sharia bank with a significant level of 0.000 <0.05 and calculated F value =1748,102 and F table =3,939, so 1748.102>3,939. Factor variations based on the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) that each variable is able to explain, variation of Preferences for Saving in Sharia bank of 98.1%. Meanwhile, another 1.9% is influenced by other variables outside the model.
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| first_indexed | 2024-03-08T06:50:13Z |
| format | Article |
| id | doaj.art-8a7dd768397f4213a84014510f2d137a |
| institution | Directory Open Access Journal |
| issn | 2621-606X |
| language | English |
| last_indexed | 2024-03-08T06:50:13Z |
| publishDate | 2023-06-01 |
| publisher | Universitas KH Abdul Chalim, Prodi Ekonomi Syariah |
| record_format | Article |
| series | Indonesian Interdisciplinary Journal of Sharia Economics |
| spelling | doaj.art-8a7dd768397f4213a84014510f2d137a2024-02-03T07:07:13ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2023-06-016210.31538/iijse.v6i2.3666The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating VariableAhmad Ripai SaragihNurlaila NurlailaTuti Anggraini The purpose of this research is to determine the effect of knowledge on saving preferences in Sharia banks and to determine the role of religiosity in moderating knowledge of saving preferences in Sharia banks. The approach is quantitative research. The research subjects were Partai Keadilan Sejahtera (PKS) Cadres in Percut Sei Tuan District. The results of this study indicate that the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) partially indicate that the knowledge variable (X1) has a positive and significant effect on saving preferences in Sharia bank, while the moderating variable, namely religiosity (Z) has an effect positive and significant towards saving preferences (Y) in Sharia banks. The variable multiplication between the independent variable and the moderating variable is PR (Knowledge x Religiosity) where the religiosity variable moderates by weakening the relationship between the knowledge variable and the preference variable for saving in Sharia banks. Religion is not able to moderate the effect of knowledge on saving preferences in Sharia banks. The results of multiple linear regression analysis with the simultaneous use of Moderated Regression Analysis (MRA) show that simultaneously influencing the dependent variable, namely the preference for saving in Sharia bank with a significant level of 0.000 <0.05 and calculated F value =1748,102 and F table =3,939, so 1748.102>3,939. Factor variations based on the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) that each variable is able to explain, variation of Preferences for Saving in Sharia bank of 98.1%. Meanwhile, another 1.9% is influenced by other variables outside the model. https://e-journal.ikhac.ac.id/index.php/iijse/article/view/3666Religiosity, Saving Preference, Knowledge |
| spellingShingle | Ahmad Ripai Saragih Nurlaila Nurlaila Tuti Anggraini The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable Indonesian Interdisciplinary Journal of Sharia Economics Religiosity, Saving Preference, Knowledge |
| title | The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable |
| title_full | The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable |
| title_fullStr | The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable |
| title_full_unstemmed | The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable |
| title_short | The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable |
| title_sort | influence of knowledge of partai keadilan sejahtera pks cadres on the preference of saving in sharia bank with religiosity as a moderating variable |
| topic | Religiosity, Saving Preference, Knowledge |
| url | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/3666 |
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