The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China
Agricultural insurance is a risk management tool developed to guarantee regional production and national food security. Based on survey data from 629 households in the Inner Mongolia autonomous region, China, this paper examines the impact of agricultural insurance on farmers’ planting structure. Th...
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| Format: | Article |
| Language: | English |
| Published: |
MDPI AG
2023-12-01
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| Series: | Agriculture |
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| Online Access: | https://www.mdpi.com/2077-0472/14/1/41 |
| _version_ | 1827369934933458944 |
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| author | Zhihui Chai Xiaoxia Zhang |
| author_facet | Zhihui Chai Xiaoxia Zhang |
| author_sort | Zhihui Chai |
| collection | DOAJ |
| description | Agricultural insurance is a risk management tool developed to guarantee regional production and national food security. Based on survey data from 629 households in the Inner Mongolia autonomous region, China, this paper examines the impact of agricultural insurance on farmers’ planting structure. The results show that: (1) Farmers’ participation in agricultural insurance significantly affects their planting structure, especially lowering the level of specialization in production; insured households are about 3–6% lower than the non-insured, and there is a complementary effect between insurance participation and diversified planting. (2) For different types of farmers, participating in insurance has different effects on their agricultural production structure. Farmers purchasing insurance with low or medium levels in proportion to agricultural income significantly reduce the degree of production specialization. The effect of participation in insurance on large-scale farmers’ adjustment of planting structure is more obvious. For pure grain farmers, participation in insurance will reduce planting specialization by about 3–4%. (3) Participation in agricultural insurance will encourage farmers to plant grain crops, but the effect is small. Therefore, we need to expand the coverage areas, increase insurance types, and improve coverage levels; the products should be more targeted and differentiated, strengthening farmers’ participation in complete cost insurance and income insurance. |
| first_indexed | 2024-03-08T09:59:56Z |
| format | Article |
| id | doaj.art-8ac32b4af6f241e196f6af45a2ef10ac |
| institution | Directory Open Access Journal |
| issn | 2077-0472 |
| language | English |
| last_indexed | 2024-03-08T09:59:56Z |
| publishDate | 2023-12-01 |
| publisher | MDPI AG |
| record_format | Article |
| series | Agriculture |
| spelling | doaj.art-8ac32b4af6f241e196f6af45a2ef10ac2024-01-29T13:39:15ZengMDPI AGAgriculture2077-04722023-12-011414110.3390/agriculture14010041The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, ChinaZhihui Chai0Xiaoxia Zhang1College of Economics and Management, Inner Mongolia Agricultural University, Hohhot 010018, ChinaCollege of Economics and Management, Inner Mongolia Agricultural University, Hohhot 010018, ChinaAgricultural insurance is a risk management tool developed to guarantee regional production and national food security. Based on survey data from 629 households in the Inner Mongolia autonomous region, China, this paper examines the impact of agricultural insurance on farmers’ planting structure. The results show that: (1) Farmers’ participation in agricultural insurance significantly affects their planting structure, especially lowering the level of specialization in production; insured households are about 3–6% lower than the non-insured, and there is a complementary effect between insurance participation and diversified planting. (2) For different types of farmers, participating in insurance has different effects on their agricultural production structure. Farmers purchasing insurance with low or medium levels in proportion to agricultural income significantly reduce the degree of production specialization. The effect of participation in insurance on large-scale farmers’ adjustment of planting structure is more obvious. For pure grain farmers, participation in insurance will reduce planting specialization by about 3–4%. (3) Participation in agricultural insurance will encourage farmers to plant grain crops, but the effect is small. Therefore, we need to expand the coverage areas, increase insurance types, and improve coverage levels; the products should be more targeted and differentiated, strengthening farmers’ participation in complete cost insurance and income insurance.https://www.mdpi.com/2077-0472/14/1/41farmeragricultural insuranceinsurance participationplanting structure |
| spellingShingle | Zhihui Chai Xiaoxia Zhang The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China Agriculture farmer agricultural insurance insurance participation planting structure |
| title | The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China |
| title_full | The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China |
| title_fullStr | The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China |
| title_full_unstemmed | The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China |
| title_short | The Impact of Agricultural Insurance on Planting Structure Adjustment—An Empirical Study from Inner Mongolia Autonomous Region, China |
| title_sort | impact of agricultural insurance on planting structure adjustment an empirical study from inner mongolia autonomous region china |
| topic | farmer agricultural insurance insurance participation planting structure |
| url | https://www.mdpi.com/2077-0472/14/1/41 |
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