A Proposed Islamic Microfinance Impact Assessment Methodology

Impact assessment of microfinance programs have been remained the foremost concern of microfinance stakeholders for optimal policy measures. The existing literature regarding the impact assessment varies from parametric to experimental methods to evaluate the performance of microfinance programs acr...

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Main Authors: Dr Zahoor Khan, Dr. Muhammad Farooq
Format: Article
Language:Arabic
Published: SZIC University of Peshawar 2016-06-01
Series:الإيضاح
Online Access:http://al-idah.szic.pk/index.php/al-idah/article/view/156
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author Dr Zahoor Khan
Dr. Muhammad Farooq
author_facet Dr Zahoor Khan
Dr. Muhammad Farooq
author_sort Dr Zahoor Khan
collection DOAJ
description Impact assessment of microfinance programs have been remained the foremost concern of microfinance stakeholders for optimal policy measures. The existing literature regarding the impact assessment varies from parametric to experimental methods to evaluate the performance of microfinance programs across the world however; the literature is lacking a single measure to reveal maximum possible changes in socioeconomic variables resulting from microfinance institutions’ intervention. This study aims to develop a composite index for evaluating the performance of microfinance programs in multi-dimensional contexts. The study exposes a set of eight “diverse indicators” to evaluate the performance of a microfinance program on a wider socioeconomic scale. The dimensions of the index are consist of economic (Income, saving) and socioeconomic (poverty, access to basic facilities, family empowerment) indicators. The changes in deprivations of household, based on the selected indicators, reveal the intensity of success of a microfinance program towards their goals. Finally, we have developed an index by the interaction of incidence and intensity of socioeconomic deprivations. The index is named
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spelling doaj.art-8acdbb15552f44af9b20c0b3b31f3fca2022-12-22T03:09:27ZaraSZIC University of Peshawarالإيضاح2075-03072664-33752016-06-013216475A Proposed Islamic Microfinance Impact Assessment MethodologyDr Zahoor Khan0Dr. Muhammad Farooq1Assistant Professor, Institute of Management Sciences, Hayatabad- Peshawar.Associate Professor, Shaykh Zayed Islamic Centre, University of Peshawar.Impact assessment of microfinance programs have been remained the foremost concern of microfinance stakeholders for optimal policy measures. The existing literature regarding the impact assessment varies from parametric to experimental methods to evaluate the performance of microfinance programs across the world however; the literature is lacking a single measure to reveal maximum possible changes in socioeconomic variables resulting from microfinance institutions’ intervention. This study aims to develop a composite index for evaluating the performance of microfinance programs in multi-dimensional contexts. The study exposes a set of eight “diverse indicators” to evaluate the performance of a microfinance program on a wider socioeconomic scale. The dimensions of the index are consist of economic (Income, saving) and socioeconomic (poverty, access to basic facilities, family empowerment) indicators. The changes in deprivations of household, based on the selected indicators, reveal the intensity of success of a microfinance program towards their goals. Finally, we have developed an index by the interaction of incidence and intensity of socioeconomic deprivations. The index is namedhttp://al-idah.szic.pk/index.php/al-idah/article/view/156
spellingShingle Dr Zahoor Khan
Dr. Muhammad Farooq
A Proposed Islamic Microfinance Impact Assessment Methodology
الإيضاح
title A Proposed Islamic Microfinance Impact Assessment Methodology
title_full A Proposed Islamic Microfinance Impact Assessment Methodology
title_fullStr A Proposed Islamic Microfinance Impact Assessment Methodology
title_full_unstemmed A Proposed Islamic Microfinance Impact Assessment Methodology
title_short A Proposed Islamic Microfinance Impact Assessment Methodology
title_sort proposed islamic microfinance impact assessment methodology
url http://al-idah.szic.pk/index.php/al-idah/article/view/156
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