The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable
This study aims to analyze: (1) the effect of financial literacy on consumptive behavior, (2) the effect of self-control on consumptive behavior, (3) the effect of Paylater on consumptive behavior, (4) the effect of financial literacy on Paylater, (5) the effect of self-control on Paylater, (6) Payl...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Merdeka Malang
2023-06-01
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| Series: | Jurnal Manajemen Dan Kewirausahaan |
| Subjects: | |
| Online Access: | https://jurnal.unmer.ac.id/index.php/jmdk/article/view/10209 |
| _version_ | 1827859572894728192 |
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| author | Sofiah Nada Fauziah Putra Hilmi Prayitno Hari Wahyono Ro’ufah Inayati |
| author_facet | Sofiah Nada Fauziah Putra Hilmi Prayitno Hari Wahyono Ro’ufah Inayati |
| author_sort | Sofiah Nada Fauziah |
| collection | DOAJ |
| description | This study aims to analyze: (1) the effect of financial literacy on consumptive behavior, (2) the effect of self-control on consumptive behavior, (3) the effect of Paylater on consumptive behavior, (4) the effect of financial literacy on Paylater, (5) the effect of self-control on Paylater, (6) Paylater as mediating variable. This research uses quantitative research methods. The number of samples in this study was 100 housewives in Malang. The analysis technique uses SEM PLS. The results of the analysis show: (1) the financial literacy influences consumptive behavior, (2) the self-control influences consumptive behavior, (3) Paylater influences consumptive behavior, (4) financial literacy influences Paylater, (5) self-control affects Paylater, (6)Paylater mediates the effect of financial literacy on consumptive behavior, (7) Paylater mediates the effect of self-control on consumptive behavior in housewives in Malang. Thus, the use of the Paylater feature is only for purchases that are absolutely necessary and within budget. Increase self-control so that you can help avoid the harmful consumptive behavior. |
| first_indexed | 2024-03-12T13:10:23Z |
| format | Article |
| id | doaj.art-8d11f11713f04d8398c2371b6acf637a |
| institution | Directory Open Access Journal |
| issn | 2301-9093 2540-8259 |
| language | Indonesian |
| last_indexed | 2024-03-12T13:10:23Z |
| publishDate | 2023-06-01 |
| publisher | Universitas Merdeka Malang |
| record_format | Article |
| series | Jurnal Manajemen Dan Kewirausahaan |
| spelling | doaj.art-8d11f11713f04d8398c2371b6acf637a2023-08-28T03:55:37ZindUniversitas Merdeka MalangJurnal Manajemen Dan Kewirausahaan2301-90932540-82592023-06-01111667810.26905/jmdk.v11i1.102093980The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating VariableSofiah Nada Fauziah0Putra Hilmi Prayitno1Hari Wahyono2Ro’ufah Inayati3Universitas Negeri MalangUniversitas Negeri MalangUniversitas Negeri MalangUniversitas Negeri MalangThis study aims to analyze: (1) the effect of financial literacy on consumptive behavior, (2) the effect of self-control on consumptive behavior, (3) the effect of Paylater on consumptive behavior, (4) the effect of financial literacy on Paylater, (5) the effect of self-control on Paylater, (6) Paylater as mediating variable. This research uses quantitative research methods. The number of samples in this study was 100 housewives in Malang. The analysis technique uses SEM PLS. The results of the analysis show: (1) the financial literacy influences consumptive behavior, (2) the self-control influences consumptive behavior, (3) Paylater influences consumptive behavior, (4) financial literacy influences Paylater, (5) self-control affects Paylater, (6)Paylater mediates the effect of financial literacy on consumptive behavior, (7) Paylater mediates the effect of self-control on consumptive behavior in housewives in Malang. Thus, the use of the Paylater feature is only for purchases that are absolutely necessary and within budget. Increase self-control so that you can help avoid the harmful consumptive behavior.https://jurnal.unmer.ac.id/index.php/jmdk/article/view/10209consumptive behavior, financial literacy, paylater, self control |
| spellingShingle | Sofiah Nada Fauziah Putra Hilmi Prayitno Hari Wahyono Ro’ufah Inayati The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable Jurnal Manajemen Dan Kewirausahaan consumptive behavior, financial literacy, paylater, self control |
| title | The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable |
| title_full | The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable |
| title_fullStr | The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable |
| title_full_unstemmed | The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable |
| title_short | The Effect of Financial Literacy and Self-Control on Consumptive Behavior with Paylater as a Mediating Variable |
| title_sort | effect of financial literacy and self control on consumptive behavior with paylater as a mediating variable |
| topic | consumptive behavior, financial literacy, paylater, self control |
| url | https://jurnal.unmer.ac.id/index.php/jmdk/article/view/10209 |
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