Analisis Determinan Profit Distribution Management Bank Umum Syariah Periode 2013-2016

This study aimed to examine the variables as determinant of Profit Distribution Management of the Sharia Commercial Bank in Indonesia in the 2013-2016 periods. The variables studied consisted of the proportion of third party funds, the effectiveness of third party funds, the capital adequacy ratio a...

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Bibliographic Details
Main Author: Muniya Alteza
Format: Article
Language:English
Published: Institut Agama Islam Negeri Kendari 2017-12-01
Series:Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Subjects:
Online Access:http://ejournal.iainkendari.ac.id/lifalah/article/view/653
Description
Summary:This study aimed to examine the variables as determinant of Profit Distribution Management of the Sharia Commercial Bank in Indonesia in the 2013-2016 periods. The variables studied consisted of the proportion of third party funds, the effectiveness of third party funds, the capital adequacy ratio and the ratio of operational costs to operating income. Samples were collected using purposive sampling technique. Data analysis technique used is multiple linear regression. The results showed that the proportion of third party funds, the effectiveness of third party funds which was proxied by Financing to Deposit Ratio (FDR) and Capital Adequacy Ratio (CAR) individually had a positive and significant effect on Profit Distribution Management. In addition it was found that the ratio of operational costs to operating income (BOPO) had no significant effect on Profit Distribution Management. The value of Adjusted R2 was 0,254 which means that variation of Profit Distribution Management which can be explained by variable used in research was 25,4% while the rest equal to 74,6% explained by other variables not used in the model of this research.
ISSN:2541-6545
2549-6085