Analisis Determinan Profit Distribution Management Bank Umum Syariah Periode 2013-2016
This study aimed to examine the variables as determinant of Profit Distribution Management of the Sharia Commercial Bank in Indonesia in the 2013-2016 periods. The variables studied consisted of the proportion of third party funds, the effectiveness of third party funds, the capital adequacy ratio a...
Main Author: | |
---|---|
Format: | Article |
Language: | English |
Published: |
Institut Agama Islam Negeri Kendari
2017-12-01
|
Series: | Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam |
Subjects: | |
Online Access: | http://ejournal.iainkendari.ac.id/lifalah/article/view/653 |
Summary: | This study aimed to examine the variables as determinant of Profit Distribution Management of the
Sharia Commercial Bank in Indonesia in the 2013-2016 periods. The variables studied consisted of
the proportion of third party funds, the effectiveness of third party funds, the capital adequacy ratio
and the ratio of operational costs to operating income. Samples were collected using purposive
sampling technique. Data analysis technique used is multiple linear regression. The results showed
that the proportion of third party funds, the effectiveness of third party funds which was proxied by
Financing to Deposit Ratio (FDR) and Capital Adequacy Ratio (CAR) individually had a positive
and significant effect on Profit Distribution Management. In addition it was found that the ratio of
operational costs to operating income (BOPO) had no significant effect on Profit Distribution
Management. The value of Adjusted R2 was 0,254 which means that variation of Profit Distribution
Management which can be explained by variable used in research was 25,4% while the rest equal to
74,6% explained by other variables not used in the model of this research. |
---|---|
ISSN: | 2541-6545 2549-6085 |