Indirect Instruments of Prudential Supervision
The qualifying of supervision as “prudential” is used to differentiate it from other forms of supervision, which regards issues related to banking consumer protection. In order to achieve its goal, prudential supervision needs relevant information, provided mostly by the credit institutions their se...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
General Association of Economists from Romania
2006-12-01
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| Series: | Theoretical and Applied Economics |
| Subjects: | |
| Online Access: | http://www.ectap.ro/articole/165.pdf |
| _version_ | 1818215976093614080 |
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| author | Bogdan Moinescu Nicolae Dardac |
| author_facet | Bogdan Moinescu Nicolae Dardac |
| author_sort | Bogdan Moinescu |
| collection | DOAJ |
| description | The qualifying of supervision as “prudential” is used to differentiate it from other forms of supervision, which regards issues related to banking consumer protection. In order to achieve its goal, prudential supervision needs relevant information, provided mostly by the credit institutions their selves. Hence, the existence of a reporting system is essential, a system capable to insure, on the one hand, homogenity of the provided data and, on the other hand, its efficient processing. One indirect instrument which was used more and more during the last decade in banking supervision is represented by credit registers. The first system is directly associated either to the central bank or the supervision authority, and is, in most of cases, managed by the latter. The second system, the so called credit bureau, is mostly operated by private banks. |
| first_indexed | 2024-12-12T06:44:38Z |
| format | Article |
| id | doaj.art-9111f09ed330473e8b6373464519e581 |
| institution | Directory Open Access Journal |
| issn | 1841-8678 |
| language | English |
| last_indexed | 2024-12-12T06:44:38Z |
| publishDate | 2006-12-01 |
| publisher | General Association of Economists from Romania |
| record_format | Article |
| series | Theoretical and Applied Economics |
| spelling | doaj.art-9111f09ed330473e8b6373464519e5812022-12-22T00:34:14ZengGeneral Association of Economists from RomaniaTheoretical and Applied Economics1841-86782006-12-0110(505)10(505)2732Indirect Instruments of Prudential SupervisionBogdan MoinescuNicolae DardacThe qualifying of supervision as “prudential” is used to differentiate it from other forms of supervision, which regards issues related to banking consumer protection. In order to achieve its goal, prudential supervision needs relevant information, provided mostly by the credit institutions their selves. Hence, the existence of a reporting system is essential, a system capable to insure, on the one hand, homogenity of the provided data and, on the other hand, its efficient processing. One indirect instrument which was used more and more during the last decade in banking supervision is represented by credit registers. The first system is directly associated either to the central bank or the supervision authority, and is, in most of cases, managed by the latter. The second system, the so called credit bureau, is mostly operated by private banks.http://www.ectap.ro/articole/165.pdfBasel IIbanking sectorcredit registercredit risk and rating of enterprises. |
| spellingShingle | Bogdan Moinescu Nicolae Dardac Indirect Instruments of Prudential Supervision Theoretical and Applied Economics Basel II banking sector credit register credit risk and rating of enterprises. |
| title | Indirect Instruments of Prudential Supervision |
| title_full | Indirect Instruments of Prudential Supervision |
| title_fullStr | Indirect Instruments of Prudential Supervision |
| title_full_unstemmed | Indirect Instruments of Prudential Supervision |
| title_short | Indirect Instruments of Prudential Supervision |
| title_sort | indirect instruments of prudential supervision |
| topic | Basel II banking sector credit register credit risk and rating of enterprises. |
| url | http://www.ectap.ro/articole/165.pdf |
| work_keys_str_mv | AT bogdanmoinescu indirectinstrumentsofprudentialsupervision AT nicolaedardac indirectinstrumentsofprudentialsupervision |