DAMPAK PENETRASI BANK ASING TERHADAP KINERJA KEUANGAN BANK ISLAM DI INDONESIA
This article empirically examined the effects of foreign banks entry on the performance of Islamic banks in<br />Indonesia, with the observation period 1999-2013. The method of analysis employed was descriptive statistics<br />and multiple regressions. The result of the study indicated t...
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| Format: | Article |
| Language: | English |
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Universitas Merdeka Malang
2017-03-01
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| Series: | Jurnal Keuangan dan Perbankan |
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| Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/841 |
| Summary: | This article empirically examined the effects of foreign banks entry on the performance of Islamic banks in<br />Indonesia, with the observation period 1999-2013. The method of analysis employed was descriptive statistics<br />and multiple regressions. The result of the study indicated that capital adequacy ratio had a negative influence<br />on the financial performance, measured using return on assets (ROA) of domestic Islamic banks in Indonesia<br />while liquidity ratio did not influence ROA. Surprisingly this study revealed that foreign banks entry had a<br />negative effect, insignificant influence on the financial performance of Islamic banks. This result supported the<br />views that foreign banks entry had an adverse effect on the performance of domestic banks in several emerging<br />market economies worldwide, but against the notion that foreign banks entry brought positive effects on the<br />performance of incumbent banks. |
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| ISSN: | 1410-8089 2443-2687 |