Banking Health Analysis Using RGEC
The purpose of this study is to analyze the soundness of banking in Indonesia before and during the pandemic using RGEC, which consists of Non Performing Loans (NPL), Good Corporate Governance (GCG), Return on Assets (ROA), and Capital Adequacy Ratio (CAR). The impact of this research is to assist...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Program Studi Keuangan dan Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia
2022-12-01
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| Series: | Jurnal Ilmu Keuangan dan Perbankan |
| Online Access: | https://ojs.unikom.ac.id/index.php/jika/article/view/6871 |
| _version_ | 1797974710050357248 |
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| author | Deri Trihandayani* Irni Yunita |
| author_facet | Deri Trihandayani* Irni Yunita |
| author_sort | Deri Trihandayani* |
| collection | DOAJ |
| description |
The purpose of this study is to analyze the soundness of banking in Indonesia before and during the pandemic using RGEC, which consists of Non Performing Loans (NPL), Good Corporate Governance (GCG), Return on Assets (ROA), and Capital Adequacy Ratio (CAR). The impact of this research is to assist banking companies in analyzing their level of health before and during the pandemic. This research is a quantitative study with a descriptive approach, using secondary data from the first quarter to the fourth quarter of 2019 (before the pandemic) and the first quarter to the fourth quarter of 2020 (during the pandemic). Based on data from banking companies listed on the Indonesia Stock Exchange, the population studied was 45 companies, with a sample of 35 companies. The results showed that there was no significant difference in the soundness of banks using the RGEC method as proxied by NPL, GCG, ROA, and CAR.
Keywords: Banking Health; NPL; GCG; ROA; CAR
Tujuan penelitian ini adalah menganalisis tingkat kesehatan perbankan di Indonesia sebelum dan saat pandemi menggunakan RGEC, yang terdiri dari Non-Performing Loan (NPL), Good Corporate Governance (GCG), Return on Assets (ROA), dan Capital Adequacy Ratio (CAR). Dampak dari penelitian ini adalah membantu perusahaan perbankan dalam menganalisis tingkat kesehatannya pada sebelum dan saat pandemi. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan deskriptif, menggunakan data sekunder dari triwulan I hingga triwulan IV tahun 2019 (sebelum pandemi) dan triwulan I hingga triwulan IV 2020 (saat pandemi). Berdasarkan data perusahaan perbankan yang terdaftar di Bursa Efek Indonesia, populasi yang diteliti adalah 45 perusahaan, dengan sampel 35 perusahaan. Hasil penelitian menunjukkan bahwa tidak terdapat perbedaan signifikan pada tingkat kesehatan bank menggunakan metode RGEC yang diproksi dengan NPL, GCG, ROA dan CAR.
Kata Kunci: Tingkat Kesehatan Bank; NPL; GCG; ROA; CAR
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| first_indexed | 2024-04-11T04:22:56Z |
| format | Article |
| id | doaj.art-93fd70aa773d4f73a9ba9c0e676b641d |
| institution | Directory Open Access Journal |
| issn | 2089-2845 2655-9234 |
| language | English |
| last_indexed | 2024-04-11T04:22:56Z |
| publishDate | 2022-12-01 |
| publisher | Program Studi Keuangan dan Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia |
| record_format | Article |
| series | Jurnal Ilmu Keuangan dan Perbankan |
| spelling | doaj.art-93fd70aa773d4f73a9ba9c0e676b641d2022-12-30T08:41:23ZengProgram Studi Keuangan dan Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer IndonesiaJurnal Ilmu Keuangan dan Perbankan2089-28452655-92342022-12-0112110.34010/jika.v12i1.6871Banking Health Analysis Using RGECDeri Trihandayani*0Irni Yunita1Universitas TelkomUniversitas Telkom The purpose of this study is to analyze the soundness of banking in Indonesia before and during the pandemic using RGEC, which consists of Non Performing Loans (NPL), Good Corporate Governance (GCG), Return on Assets (ROA), and Capital Adequacy Ratio (CAR). The impact of this research is to assist banking companies in analyzing their level of health before and during the pandemic. This research is a quantitative study with a descriptive approach, using secondary data from the first quarter to the fourth quarter of 2019 (before the pandemic) and the first quarter to the fourth quarter of 2020 (during the pandemic). Based on data from banking companies listed on the Indonesia Stock Exchange, the population studied was 45 companies, with a sample of 35 companies. The results showed that there was no significant difference in the soundness of banks using the RGEC method as proxied by NPL, GCG, ROA, and CAR. Keywords: Banking Health; NPL; GCG; ROA; CAR Tujuan penelitian ini adalah menganalisis tingkat kesehatan perbankan di Indonesia sebelum dan saat pandemi menggunakan RGEC, yang terdiri dari Non-Performing Loan (NPL), Good Corporate Governance (GCG), Return on Assets (ROA), dan Capital Adequacy Ratio (CAR). Dampak dari penelitian ini adalah membantu perusahaan perbankan dalam menganalisis tingkat kesehatannya pada sebelum dan saat pandemi. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan deskriptif, menggunakan data sekunder dari triwulan I hingga triwulan IV tahun 2019 (sebelum pandemi) dan triwulan I hingga triwulan IV 2020 (saat pandemi). Berdasarkan data perusahaan perbankan yang terdaftar di Bursa Efek Indonesia, populasi yang diteliti adalah 45 perusahaan, dengan sampel 35 perusahaan. Hasil penelitian menunjukkan bahwa tidak terdapat perbedaan signifikan pada tingkat kesehatan bank menggunakan metode RGEC yang diproksi dengan NPL, GCG, ROA dan CAR. Kata Kunci: Tingkat Kesehatan Bank; NPL; GCG; ROA; CAR https://ojs.unikom.ac.id/index.php/jika/article/view/6871 |
| spellingShingle | Deri Trihandayani* Irni Yunita Banking Health Analysis Using RGEC Jurnal Ilmu Keuangan dan Perbankan |
| title | Banking Health Analysis Using RGEC |
| title_full | Banking Health Analysis Using RGEC |
| title_fullStr | Banking Health Analysis Using RGEC |
| title_full_unstemmed | Banking Health Analysis Using RGEC |
| title_short | Banking Health Analysis Using RGEC |
| title_sort | banking health analysis using rgec |
| url | https://ojs.unikom.ac.id/index.php/jika/article/view/6871 |
| work_keys_str_mv | AT deritrihandayani bankinghealthanalysisusingrgec AT irniyunita bankinghealthanalysisusingrgec |