Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University

This research was to find the possibilities of using the sharia banking method as the funding source alternatives for students or graduated students of IT start-up in Bina Nusantara University. This research was a qualitative research. In-depth Interview method was used to get the information. The r...

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Main Authors: Gatot Hendro Prakosa, Erwin Permana, Hartanto Hartanto, Onggo Pramudito
Format: Article
Language:English
Published: Bina Nusantara University 2017-08-01
Series:Binus Business Review
Subjects:
Online Access:https://journal.binus.ac.id/index.php/BBR/article/view/2035
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author Gatot Hendro Prakosa
Erwin Permana
Hartanto Hartanto
Onggo Pramudito
author_facet Gatot Hendro Prakosa
Erwin Permana
Hartanto Hartanto
Onggo Pramudito
author_sort Gatot Hendro Prakosa
collection DOAJ
description This research was to find the possibilities of using the sharia banking method as the funding source alternatives for students or graduated students of IT start-up in Bina Nusantara University. This research was a qualitative research. In-depth Interview method was used to get the information. The researchers interviewed several informants that were considered as the competence individuals in Sharia Banking. It is found that sharia Banks are using the fatwa of Dewan Syariah Nasional (DSN - National Sharia Council) as their operational reference, that is included the fatwa on business funding. All informants agree that IT start-up has not been discussed by the DSN, and there is no any fatwa about it. However, IT start-up has been considered as the kind of business that cannot be funded by sharia banks due to the method of the business itself, which can be considered as gharar (a business that is forbidden in Islam).
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spelling doaj.art-959685d33760454fab1ee9850563c4fa2023-09-02T14:25:53ZengBina Nusantara UniversityBinus Business Review2087-12282476-90532017-08-018214114710.21512/bbr.v8i2.20353155Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara UniversityGatot Hendro Prakosa0Erwin Permana1Hartanto Hartanto2Onggo Pramudito3Bina Nusantara UniversityBina Nusantara UniversityBina Nusantara UniversityBina Nusantara UniversityThis research was to find the possibilities of using the sharia banking method as the funding source alternatives for students or graduated students of IT start-up in Bina Nusantara University. This research was a qualitative research. In-depth Interview method was used to get the information. The researchers interviewed several informants that were considered as the competence individuals in Sharia Banking. It is found that sharia Banks are using the fatwa of Dewan Syariah Nasional (DSN - National Sharia Council) as their operational reference, that is included the fatwa on business funding. All informants agree that IT start-up has not been discussed by the DSN, and there is no any fatwa about it. However, IT start-up has been considered as the kind of business that cannot be funded by sharia banks due to the method of the business itself, which can be considered as gharar (a business that is forbidden in Islam).https://journal.binus.ac.id/index.php/BBR/article/view/2035sharia banking, IT start-up, DSN
spellingShingle Gatot Hendro Prakosa
Erwin Permana
Hartanto Hartanto
Onggo Pramudito
Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University
Binus Business Review
sharia banking, IT start-up, DSN
title Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University
title_full Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University
title_fullStr Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University
title_full_unstemmed Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University
title_short Sharia Banking Support to Help IT Start-Up Development in Bina Nusantara University
title_sort sharia banking support to help it start up development in bina nusantara university
topic sharia banking, IT start-up, DSN
url https://journal.binus.ac.id/index.php/BBR/article/view/2035
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AT onggopramudito shariabankingsupporttohelpitstartupdevelopmentinbinanusantarauniversity