Relationship between Demographic Factors and Digital Financial Literacy
Digital financial literacy has recently piqued the interest of researchers and policymakers worldwide, especially in India. Financial inclusion could be effectively achieved by promoting digital financial literacy. Digitalization and faster internet technologies lead to a greater rural and urban dig...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
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Editura ASE Bucuresti
2022-12-01
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| Series: | Romanian Economic Journal |
| Subjects: | |
| Online Access: | http://www.rejournal.eu/article/relationship-between-demographic-factors-and-digital-financial-literacy-0 |
| _version_ | 1811291882353852416 |
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| author | Abdul Azeez N.P. Jawed Akhtar S.M. Nasira Banu M. |
| author_facet | Abdul Azeez N.P. Jawed Akhtar S.M. Nasira Banu M. |
| author_sort | Abdul Azeez N.P. |
| collection | DOAJ |
| description | Digital financial literacy has recently piqued the interest of researchers and policymakers worldwide, especially in India. Financial inclusion could be effectively achieved by promoting digital financial literacy. Digitalization and faster internet technologies lead to a greater rural and urban digital divide due to their digital incompetency and illiteracy. Much literature shows that demographic variables namely age, gender, marital status, level of education, social groups, religion, profession, size of the family, APL/BPL, and the size of the landholding has a significant relation with digital financial literacy. Therefore, all these factors should be taken into account when developing financial training programmes to improve digital financial literacy. This paper tries to identify the relationship between digital financial literacy and demographic factors in rural areas of India. A multi-stage sampling technique has been used for choosing the 500 respondents from the rural areas of the Aligarh district of Uttar Pradesh for the study.
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| first_indexed | 2024-04-13T04:36:04Z |
| format | Article |
| id | doaj.art-98bd0930683e477286b2ea8879bbe432 |
| institution | Directory Open Access Journal |
| issn | 1454-4296 2286-2056 |
| language | English |
| last_indexed | 2024-04-13T04:36:04Z |
| publishDate | 2022-12-01 |
| publisher | Editura ASE Bucuresti |
| record_format | Article |
| series | Romanian Economic Journal |
| spelling | doaj.art-98bd0930683e477286b2ea8879bbe4322022-12-22T03:02:09ZengEditura ASE BucurestiRomanian Economic Journal1454-42962286-20562022-12-01XXV84415310.24818/REJ/2022/84/04Relationship between Demographic Factors and Digital Financial Literacy Abdul Azeez N.P.0https://orcid.org/0000-0002-8695-4950Jawed Akhtar S.M.1Nasira Banu M. 2Assistant Professor, Department of Economics, Aligarh Muslim University, Aligarh, UP, India. abdulazeeznp@gmail.comProfessor, Department of Economics, Aligarh Muslim University, Aligarh, UP, India. drsmjawed@gmail.comResearch Scholar, Research Department of Economics, EMEA College of Arts & Science, Kondotti, Malappuram, Kerala, India. mbanunasira8@gmail.comDigital financial literacy has recently piqued the interest of researchers and policymakers worldwide, especially in India. Financial inclusion could be effectively achieved by promoting digital financial literacy. Digitalization and faster internet technologies lead to a greater rural and urban digital divide due to their digital incompetency and illiteracy. Much literature shows that demographic variables namely age, gender, marital status, level of education, social groups, religion, profession, size of the family, APL/BPL, and the size of the landholding has a significant relation with digital financial literacy. Therefore, all these factors should be taken into account when developing financial training programmes to improve digital financial literacy. This paper tries to identify the relationship between digital financial literacy and demographic factors in rural areas of India. A multi-stage sampling technique has been used for choosing the 500 respondents from the rural areas of the Aligarh district of Uttar Pradesh for the study. http://www.rejournal.eu/article/relationship-between-demographic-factors-and-digital-financial-literacy-0digital financial literacydigitalizationfinancial inclusiondigital financial infrastructuredigital financial awarenessdigital financial aptitudedigital financial behaviour |
| spellingShingle | Abdul Azeez N.P. Jawed Akhtar S.M. Nasira Banu M. Relationship between Demographic Factors and Digital Financial Literacy Romanian Economic Journal digital financial literacy digitalization financial inclusion digital financial infrastructure digital financial awareness digital financial aptitude digital financial behaviour |
| title | Relationship between Demographic Factors and Digital Financial Literacy |
| title_full | Relationship between Demographic Factors and Digital Financial Literacy |
| title_fullStr | Relationship between Demographic Factors and Digital Financial Literacy |
| title_full_unstemmed | Relationship between Demographic Factors and Digital Financial Literacy |
| title_short | Relationship between Demographic Factors and Digital Financial Literacy |
| title_sort | relationship between demographic factors and digital financial literacy |
| topic | digital financial literacy digitalization financial inclusion digital financial infrastructure digital financial awareness digital financial aptitude digital financial behaviour |
| url | http://www.rejournal.eu/article/relationship-between-demographic-factors-and-digital-financial-literacy-0 |
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