PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN

A bank will not be separated from the problem of non-performing loans. The non-performing loans have a negative impact on both parties, namely for the bank and also for the debtor. The pliers method used in this study is a descriptive method. Researchers convey research results from direct observati...

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Main Authors: Dabella Yunia, Kurniasih Dwi Astuti, Rika Destri Wulansari
Format: Article
Language:English
Published: Accounting Department Institut Teknologi dan Bisnis Asia Malang 2022-07-01
Series:Riset Akuntansi
Subjects:
Online Access:https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/1075
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author Dabella Yunia
Kurniasih Dwi Astuti
Rika Destri Wulansari
author_facet Dabella Yunia
Kurniasih Dwi Astuti
Rika Destri Wulansari
author_sort Dabella Yunia
collection DOAJ
description A bank will not be separated from the problem of non-performing loans. The non-performing loans have a negative impact on both parties, namely for the bank and also for the debtor. The pliers method used in this study is a descriptive method. Researchers convey research results from direct observations in the field. The results of the observations show that the factors that cause non-performing loans at PT BPR Serang (Perseroda) Kasemen Branch are in the form of internal factors from the bank, internal factors from the debtor, and also external factors that are beyond expectations. Efforts to rescue non-performing loans (NPL) are in the form of rescheduling, re-conditioning, and realignment. During the COVID-19 pandemic, PT BPR Serang (Perseroda) Kasemen Branch carried out credit rescue by using the credit restructuring method, which was in accordance with OJK regulations regarding the stimulus for the impact of the spread of the COVID-19 virus for affected communities.
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spelling doaj.art-990ca4b01bc84d2691da63d8ccae984f2023-05-15T02:34:17ZengAccounting Department Institut Teknologi dan Bisnis Asia MalangRiset Akuntansi2775-22672022-07-0131799710.32815/ristansi.v3i1.10751075PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMENDabella Yunia0Kurniasih Dwi Astuti1Rika Destri Wulansari2University of Sultan Ageng TirtayasaUniversity of Sultan Ageng TirtayasaUniversity of Sultan Ageng TirtayasaA bank will not be separated from the problem of non-performing loans. The non-performing loans have a negative impact on both parties, namely for the bank and also for the debtor. The pliers method used in this study is a descriptive method. Researchers convey research results from direct observations in the field. The results of the observations show that the factors that cause non-performing loans at PT BPR Serang (Perseroda) Kasemen Branch are in the form of internal factors from the bank, internal factors from the debtor, and also external factors that are beyond expectations. Efforts to rescue non-performing loans (NPL) are in the form of rescheduling, re-conditioning, and realignment. During the COVID-19 pandemic, PT BPR Serang (Perseroda) Kasemen Branch carried out credit rescue by using the credit restructuring method, which was in accordance with OJK regulations regarding the stimulus for the impact of the spread of the COVID-19 virus for affected communities.https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/1075procedurenon-performing loans (npl)covid-19
spellingShingle Dabella Yunia
Kurniasih Dwi Astuti
Rika Destri Wulansari
PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
Riset Akuntansi
procedure
non-performing loans (npl)
covid-19
title PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
title_full PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
title_fullStr PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
title_full_unstemmed PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
title_short PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
title_sort prosedur penanganan kredit bermasalah pada pt bpr serang perseroda cabang kasemen
topic procedure
non-performing loans (npl)
covid-19
url https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/1075
work_keys_str_mv AT dabellayunia prosedurpenanganankreditbermasalahpadaptbprserangperserodacabangkasemen
AT kurniasihdwiastuti prosedurpenanganankreditbermasalahpadaptbprserangperserodacabangkasemen
AT rikadestriwulansari prosedurpenanganankreditbermasalahpadaptbprserangperserodacabangkasemen