PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN
A bank will not be separated from the problem of non-performing loans. The non-performing loans have a negative impact on both parties, namely for the bank and also for the debtor. The pliers method used in this study is a descriptive method. Researchers convey research results from direct observati...
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Format: | Article |
Language: | English |
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Accounting Department Institut Teknologi dan Bisnis Asia Malang
2022-07-01
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Series: | Riset Akuntansi |
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Online Access: | https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/1075 |
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author | Dabella Yunia Kurniasih Dwi Astuti Rika Destri Wulansari |
author_facet | Dabella Yunia Kurniasih Dwi Astuti Rika Destri Wulansari |
author_sort | Dabella Yunia |
collection | DOAJ |
description | A bank will not be separated from the problem of non-performing loans. The non-performing loans have a negative impact on both parties, namely for the bank and also for the debtor. The pliers method used in this study is a descriptive method. Researchers convey research results from direct observations in the field. The results of the observations show that the factors that cause non-performing loans at PT BPR Serang (Perseroda) Kasemen Branch are in the form of internal factors from the bank, internal factors from the debtor, and also external factors that are beyond expectations. Efforts to rescue non-performing loans (NPL) are in the form of rescheduling, re-conditioning, and realignment. During the COVID-19 pandemic, PT BPR Serang (Perseroda) Kasemen Branch carried out credit rescue by using the credit restructuring method, which was in accordance with OJK regulations regarding the stimulus for the impact of the spread of the COVID-19 virus for affected communities. |
first_indexed | 2024-04-09T12:39:59Z |
format | Article |
id | doaj.art-990ca4b01bc84d2691da63d8ccae984f |
institution | Directory Open Access Journal |
issn | 2775-2267 |
language | English |
last_indexed | 2024-04-09T12:39:59Z |
publishDate | 2022-07-01 |
publisher | Accounting Department Institut Teknologi dan Bisnis Asia Malang |
record_format | Article |
series | Riset Akuntansi |
spelling | doaj.art-990ca4b01bc84d2691da63d8ccae984f2023-05-15T02:34:17ZengAccounting Department Institut Teknologi dan Bisnis Asia MalangRiset Akuntansi2775-22672022-07-0131799710.32815/ristansi.v3i1.10751075PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMENDabella Yunia0Kurniasih Dwi Astuti1Rika Destri Wulansari2University of Sultan Ageng TirtayasaUniversity of Sultan Ageng TirtayasaUniversity of Sultan Ageng TirtayasaA bank will not be separated from the problem of non-performing loans. The non-performing loans have a negative impact on both parties, namely for the bank and also for the debtor. The pliers method used in this study is a descriptive method. Researchers convey research results from direct observations in the field. The results of the observations show that the factors that cause non-performing loans at PT BPR Serang (Perseroda) Kasemen Branch are in the form of internal factors from the bank, internal factors from the debtor, and also external factors that are beyond expectations. Efforts to rescue non-performing loans (NPL) are in the form of rescheduling, re-conditioning, and realignment. During the COVID-19 pandemic, PT BPR Serang (Perseroda) Kasemen Branch carried out credit rescue by using the credit restructuring method, which was in accordance with OJK regulations regarding the stimulus for the impact of the spread of the COVID-19 virus for affected communities.https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/1075procedurenon-performing loans (npl)covid-19 |
spellingShingle | Dabella Yunia Kurniasih Dwi Astuti Rika Destri Wulansari PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN Riset Akuntansi procedure non-performing loans (npl) covid-19 |
title | PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN |
title_full | PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN |
title_fullStr | PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN |
title_full_unstemmed | PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN |
title_short | PROSEDUR PENANGANAN KREDIT BERMASALAH PADA PT.BPR SERANG (PERSERODA) CABANG KASEMEN |
title_sort | prosedur penanganan kredit bermasalah pada pt bpr serang perseroda cabang kasemen |
topic | procedure non-performing loans (npl) covid-19 |
url | https://jurnal.stie.asia.ac.id/index.php/ristansi/article/view/1075 |
work_keys_str_mv | AT dabellayunia prosedurpenanganankreditbermasalahpadaptbprserangperserodacabangkasemen AT kurniasihdwiastuti prosedurpenanganankreditbermasalahpadaptbprserangperserodacabangkasemen AT rikadestriwulansari prosedurpenanganankreditbermasalahpadaptbprserangperserodacabangkasemen |