Determinants of South American bank credit: An approach to panel data
The objective of this paper is to analyze the determinants of the domestic banking credit in the South American countries, based on panel data, for the period 2000 to 2016. The results indicate that domestic deposits and liabilities to non-residents contribute positively to the growth of private cre...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
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Editorial de la Universidad Nacional del Sur (Ediuns)
2020-07-01
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| Series: | Estudios Económicos |
| Subjects: | |
| Online Access: | https://revistas.uns.edu.ar/ee/article/view/1334 |
| _version_ | 1828080702460002304 |
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| author | Vitor Gomes Reginato Marina Silva da Cuhna Marcos Roberto Vasconcelos |
| author_facet | Vitor Gomes Reginato Marina Silva da Cuhna Marcos Roberto Vasconcelos |
| author_sort | Vitor Gomes Reginato |
| collection | DOAJ |
| description | The objective of this paper is to analyze the determinants of the domestic banking credit in the South American countries, based on panel data, for the period 2000 to 2016. The results indicate that domestic deposits and liabilities to non-residents contribute positively to the growth of private credit, with domestic funding having a more representative impact than foreign funding. Economic growth leads to a greater demand for credit and an increase in credit, while higher domestic and US interest rates reduce credit growth. Rising inflation also negatively affect private sector credit. In addition, as regards credit composition, domestic deposits and economic growth are the main components of credit expansion, and, in turn, inflation and domestic interest rates contribute negatively. |
| first_indexed | 2024-04-11T03:23:50Z |
| format | Article |
| id | doaj.art-992819132e854af78abe71c2ac4af208 |
| institution | Directory Open Access Journal |
| issn | 0425-368X 2525-1295 |
| language | English |
| last_indexed | 2024-04-11T03:23:50Z |
| publishDate | 2020-07-01 |
| publisher | Editorial de la Universidad Nacional del Sur (Ediuns) |
| record_format | Article |
| series | Estudios Económicos |
| spelling | doaj.art-992819132e854af78abe71c2ac4af2082023-01-02T08:18:02ZengEditorial de la Universidad Nacional del Sur (Ediuns)Estudios Económicos0425-368X2525-12952020-07-01377437701334Determinants of South American bank credit: An approach to panel dataVitor Gomes Reginato0Marina Silva da Cuhna1Marcos Roberto Vasconcelos2State University of Maringá (UEM), BrazilState University of Maringá (UEM), BrazilState University of Maringá (UEM), BrazilThe objective of this paper is to analyze the determinants of the domestic banking credit in the South American countries, based on panel data, for the period 2000 to 2016. The results indicate that domestic deposits and liabilities to non-residents contribute positively to the growth of private credit, with domestic funding having a more representative impact than foreign funding. Economic growth leads to a greater demand for credit and an increase in credit, while higher domestic and US interest rates reduce credit growth. Rising inflation also negatively affect private sector credit. In addition, as regards credit composition, domestic deposits and economic growth are the main components of credit expansion, and, in turn, inflation and domestic interest rates contribute negatively.https://revistas.uns.edu.ar/ee/article/view/1334bank creditdata panelsouth america |
| spellingShingle | Vitor Gomes Reginato Marina Silva da Cuhna Marcos Roberto Vasconcelos Determinants of South American bank credit: An approach to panel data Estudios Económicos bank credit data panel south america |
| title | Determinants of South American bank credit: An approach to panel data |
| title_full | Determinants of South American bank credit: An approach to panel data |
| title_fullStr | Determinants of South American bank credit: An approach to panel data |
| title_full_unstemmed | Determinants of South American bank credit: An approach to panel data |
| title_short | Determinants of South American bank credit: An approach to panel data |
| title_sort | determinants of south american bank credit an approach to panel data |
| topic | bank credit data panel south america |
| url | https://revistas.uns.edu.ar/ee/article/view/1334 |
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