THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA
This study examines the influences of Islamic microfinancing, human capital development, and information and communication technology (ICT) usage on the performance of Malaysian women micro-entrepreneurs funded by an Islamic microfinance institution (IMFI). It considers Amanah Ikhtiar Malaysia (AIM)...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Bank Indonesia
2022-12-01
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| Series: | Journal of Islamic Monetary Economics and Finance |
| Subjects: | |
| Online Access: | https://jimf-bi.org/index.php/JIMF/article/view/1421 |
| _version_ | 1797870604766937088 |
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| author | Nur Hazirah Binti Hamdan Salina Hj Kassim |
| author_facet | Nur Hazirah Binti Hamdan Salina Hj Kassim |
| author_sort | Nur Hazirah Binti Hamdan |
| collection | DOAJ |
| description | This study examines the influences of Islamic microfinancing, human capital development, and information and communication technology (ICT) usage on the performance of Malaysian women micro-entrepreneurs funded by an Islamic microfinance institution (IMFI). It considers Amanah Ikhtiar Malaysia (AIM) as the study setting and adopts a quantitative approach involving 120 women micro-entrepreneurs. The questionnaire was distributed to women micro-entrepreneurs in Selangor state employing a convenience sampling method. The model was analysed utilising the partial least squares structural equation model (PLS-SEM). The findings indicate that Islamic microfinancing, human capital, and ICT usage positively influence the performance of women micro-entrepreneurs. The empirical findings enhance the literature by extending the resource-based view (RBV), a soft theory in the organisational theory literature, by incorporating Islamic microfinancing in the context. It is hoped the study will assist IMFIs and governments in strengthening infrastructures, developing comprehensive business strategies, and educating women micro-entrepreneurs about the possibilities of the digital economy for long-term business sustainability and development. |
| first_indexed | 2024-04-10T00:31:06Z |
| format | Article |
| id | doaj.art-9da26de146fc430b94be9eba6d5d3124 |
| institution | Directory Open Access Journal |
| issn | 2460-6146 2460-6618 |
| language | English |
| last_indexed | 2024-04-10T00:31:06Z |
| publishDate | 2022-12-01 |
| publisher | Bank Indonesia |
| record_format | Article |
| series | Journal of Islamic Monetary Economics and Finance |
| spelling | doaj.art-9da26de146fc430b94be9eba6d5d31242023-03-15T03:52:36ZengBank IndonesiaJournal of Islamic Monetary Economics and Finance2460-61462460-66182022-12-01812515210.21098/jimf.v8i0.14211421THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIANur Hazirah Binti Hamdan0Salina Hj Kassim1IIBF International Islamic University Malaysia (IIUM), MalaysiaIIBF International Islamic University Malaysia (IIUM), MalaysiaThis study examines the influences of Islamic microfinancing, human capital development, and information and communication technology (ICT) usage on the performance of Malaysian women micro-entrepreneurs funded by an Islamic microfinance institution (IMFI). It considers Amanah Ikhtiar Malaysia (AIM) as the study setting and adopts a quantitative approach involving 120 women micro-entrepreneurs. The questionnaire was distributed to women micro-entrepreneurs in Selangor state employing a convenience sampling method. The model was analysed utilising the partial least squares structural equation model (PLS-SEM). The findings indicate that Islamic microfinancing, human capital, and ICT usage positively influence the performance of women micro-entrepreneurs. The empirical findings enhance the literature by extending the resource-based view (RBV), a soft theory in the organisational theory literature, by incorporating Islamic microfinancing in the context. It is hoped the study will assist IMFIs and governments in strengthening infrastructures, developing comprehensive business strategies, and educating women micro-entrepreneurs about the possibilities of the digital economy for long-term business sustainability and development.https://jimf-bi.org/index.php/JIMF/article/view/1421islamic microfinancing, human capital, ict usage, women micro-entrepreneurs’ performance. |
| spellingShingle | Nur Hazirah Binti Hamdan Salina Hj Kassim THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA Journal of Islamic Monetary Economics and Finance islamic microfinancing, human capital, ict usage, women micro-entrepreneurs’ performance. |
| title | THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA |
| title_full | THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA |
| title_fullStr | THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA |
| title_full_unstemmed | THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA |
| title_short | THE EFFECTS OF ISLAMIC MICROFINANCING, HUMAN CAPITAL AND ICT USAGE ON WOMEN MICRO-ENTREPRENEURS’ PERFORMANCE IN MALAYSIA |
| title_sort | effects of islamic microfinancing human capital and ict usage on women micro entrepreneurs performance in malaysia |
| topic | islamic microfinancing, human capital, ict usage, women micro-entrepreneurs’ performance. |
| url | https://jimf-bi.org/index.php/JIMF/article/view/1421 |
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