Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology
<span style="font-size: small;"><span style="font-family: Times New Roman;">In this study, the impact of independent variables including current deposits, investment deposits, saving deposits, long-term investment deposits, short term investment deposits and other dep...
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| Format: | Article |
| Language: | fas |
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University of Tehran
2017-12-01
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| Series: | تحقیقات مالی |
| Subjects: | |
| Online Access: | https://jfr.ut.ac.ir/article_66708_1800c0245c3ac64e13f5de29531b16ac.pdf |
| _version_ | 1828747894226681856 |
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| author | Ezatollah abbasian Ehsan Saniee |
| author_facet | Ezatollah abbasian Ehsan Saniee |
| author_sort | Ezatollah abbasian |
| collection | DOAJ |
| description | <span style="font-size: small;"><span style="font-family: Times New Roman;">In this study, the impact of independent variables including current deposits, investment deposits, saving deposits, long-term investment deposits, short term investment deposits and other deposits on total bank income based onresponse surface methodology is evaluated. For this purpose, central composite design with 5 independent variables and 1 dependent variable is used. Data analysis was done using Quadratic regression. The statistical population of the study includes data from Eghtesade Novin, Parsian, Pasargad, Post Bank, Tejarat, Export Development Bank, Refah, Saman, Sepah, Sarmayeh, Sina, Karafarin, Bank of Industry and Mine, Melli, Mellat, Maskan and Keshavarzi banks during 2005-2013. The results showed that current deposits, investment deposits, saving deposits, long-term and short-term investment deposits have significantly positive impact on total bank incomes, but the other types of deposits have negative impact on bank income. In addition, the estimation accuracy for response surface methodology, in this research, is 95%.</span></span>
<span style="font-family: Times New Roman; font-size: small;"> </span> |
| first_indexed | 2024-04-14T04:50:17Z |
| format | Article |
| id | doaj.art-9db0d761ca294c149755fdcb3d91a8dc |
| institution | Directory Open Access Journal |
| issn | 1024-8153 2423-5377 |
| language | fas |
| last_indexed | 2024-04-14T04:50:17Z |
| publishDate | 2017-12-01 |
| publisher | University of Tehran |
| record_format | Article |
| series | تحقیقات مالی |
| spelling | doaj.art-9db0d761ca294c149755fdcb3d91a8dc2022-12-22T02:11:19ZfasUniversity of Tehranتحقیقات مالی1024-81532423-53772017-12-0119457959410.22059/jfr.2018.248037.100656966708Banks Income Forecasting Based on Deposits Composition Using Response Surface MethodologyEzatollah abbasian0Ehsan Saniee1Associate Prof., Faculty of Economics and Social Sciences, Bu Ali Sina University, Hamedan, IranPh.D. Student in Financial Economics ,Faculty of Economics and Social Sciences, University of Bu Ali Sina, Hamedan, Iran<span style="font-size: small;"><span style="font-family: Times New Roman;">In this study, the impact of independent variables including current deposits, investment deposits, saving deposits, long-term investment deposits, short term investment deposits and other deposits on total bank income based onresponse surface methodology is evaluated. For this purpose, central composite design with 5 independent variables and 1 dependent variable is used. Data analysis was done using Quadratic regression. The statistical population of the study includes data from Eghtesade Novin, Parsian, Pasargad, Post Bank, Tejarat, Export Development Bank, Refah, Saman, Sepah, Sarmayeh, Sina, Karafarin, Bank of Industry and Mine, Melli, Mellat, Maskan and Keshavarzi banks during 2005-2013. The results showed that current deposits, investment deposits, saving deposits, long-term and short-term investment deposits have significantly positive impact on total bank incomes, but the other types of deposits have negative impact on bank income. In addition, the estimation accuracy for response surface methodology, in this research, is 95%.</span></span> <span style="font-family: Times New Roman; font-size: small;"> </span>https://jfr.ut.ac.ir/article_66708_1800c0245c3ac64e13f5de29531b16ac.pdfbank incomedeposits compositionlong term depositresponse surface methodologyshort term deposit |
| spellingShingle | Ezatollah abbasian Ehsan Saniee Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology تحقیقات مالی bank income deposits composition long term deposit response surface methodology short term deposit |
| title | Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology |
| title_full | Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology |
| title_fullStr | Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology |
| title_full_unstemmed | Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology |
| title_short | Banks Income Forecasting Based on Deposits Composition Using Response Surface Methodology |
| title_sort | banks income forecasting based on deposits composition using response surface methodology |
| topic | bank income deposits composition long term deposit response surface methodology short term deposit |
| url | https://jfr.ut.ac.ir/article_66708_1800c0245c3ac64e13f5de29531b16ac.pdf |
| work_keys_str_mv | AT ezatollahabbasian banksincomeforecastingbasedondepositscompositionusingresponsesurfacemethodology AT ehsansaniee banksincomeforecastingbasedondepositscompositionusingresponsesurfacemethodology |