Recent Developments of the Internal Credit in Romania

The article presents the structure of the Romanian banking system and the evolution of internal credit (governmental and non-governmental). Both aspects are analyzed from the point of view of their progress, retrospectively on the one hand, and potential systemic and macroeconomic risks on the other...

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Main Authors: Elena Claudia Sîrbulescu, Luminiţa Pîrvulescu, Mariana Chirilă, Daniel Chirilă
Format: Article
Language:English
Published: Agroprint Timisoara 2023-11-01
Series:Scientific Papers Animal Science and Biotechnologies
Subjects:
Online Access:https://spasb.ro/index.php/public_html/article/view/2208
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author Elena Claudia Sîrbulescu
Luminiţa Pîrvulescu
Mariana Chirilă
Daniel Chirilă
author_facet Elena Claudia Sîrbulescu
Luminiţa Pîrvulescu
Mariana Chirilă
Daniel Chirilă
author_sort Elena Claudia Sîrbulescu
collection DOAJ
description The article presents the structure of the Romanian banking system and the evolution of internal credit (governmental and non-governmental). Both aspects are analyzed from the point of view of their progress, retrospectively on the one hand, and potential systemic and macroeconomic risks on the other. The banking system, through intermediation services, contributes to Romania's GDP (attracting deposits and placing loans), concretely by generating gross added value in the economy, its impact extending beyond economic aspects, as banks have an increased degree of responsibility towards the community.
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publisher Agroprint Timisoara
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spelling doaj.art-9e74016005ac449f81d3c602d9c1e0972024-04-04T07:28:45ZengAgroprint TimisoaraScientific Papers Animal Science and Biotechnologies1841-93642344-45762023-11-015622192192208Recent Developments of the Internal Credit in RomaniaElena Claudia Sîrbulescu0Luminiţa Pîrvulescu1Mariana Chirilă2Daniel Chirilă3University of Life Sciences „King Michael I” from Timisoara, Faculty of Management and Rural Tourism, 119, Calea Aradului, RomaniaUniversity of Life Sciences „King Michael I” from Timisoara, Faculty of Management and Rural Tourism, 119, Calea Aradului, RomaniaPolytechnic University Timisoara, 2, Piața Victoriei, RomaniaPolytechnic University Timisoara, 2, Piața Victoriei, RomaniaThe article presents the structure of the Romanian banking system and the evolution of internal credit (governmental and non-governmental). Both aspects are analyzed from the point of view of their progress, retrospectively on the one hand, and potential systemic and macroeconomic risks on the other. The banking system, through intermediation services, contributes to Romania's GDP (attracting deposits and placing loans), concretely by generating gross added value in the economy, its impact extending beyond economic aspects, as banks have an increased degree of responsibility towards the community.https://spasb.ro/index.php/public_html/article/view/2208internal creditbanking systembank
spellingShingle Elena Claudia Sîrbulescu
Luminiţa Pîrvulescu
Mariana Chirilă
Daniel Chirilă
Recent Developments of the Internal Credit in Romania
Scientific Papers Animal Science and Biotechnologies
internal credit
banking system
bank
title Recent Developments of the Internal Credit in Romania
title_full Recent Developments of the Internal Credit in Romania
title_fullStr Recent Developments of the Internal Credit in Romania
title_full_unstemmed Recent Developments of the Internal Credit in Romania
title_short Recent Developments of the Internal Credit in Romania
title_sort recent developments of the internal credit in romania
topic internal credit
banking system
bank
url https://spasb.ro/index.php/public_html/article/view/2208
work_keys_str_mv AT elenaclaudiasirbulescu recentdevelopmentsoftheinternalcreditinromania
AT luminitapirvulescu recentdevelopmentsoftheinternalcreditinromania
AT marianachirila recentdevelopmentsoftheinternalcreditinromania
AT danielchirila recentdevelopmentsoftheinternalcreditinromania