Credit risk assessment of small and micro enterprise based on machine learning

Credit risk assessment of small and micro enterprise based on machine learning

Small and micro enterprises are pivotal in national economic and social development. To foster their growth, managing their credit risks scientifically is crucial. This study starts by examining the credit information of these enterprises. We use imbalanced sample processing algorithms to ensure a b...

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Bibliographic Details
Main Authors: Zhouyi Gu, Jiayan Lv, Bingya Wu, Zhihui Hu, Xinwei Yu
Format: Article
Language:English
Published: Elsevier 2024-03-01
Series:Heliyon
Subjects:
Small and micro enterprises
Imbalanced processing
Machine learning
Scorecard model
Online Access:http://www.sciencedirect.com/science/article/pii/S240584402403127X

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