Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi

Cooperatives have an important role in economic development in Indonesia. One of them is the Mitra Sejahtera Cooperative (KMS), which is located in Sukabumi - West Java. The problem that in KMS was the increase in bad credit during the 2015-2019 period which had an impact on decreasing cash circulat...

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Main Author: Indra Griha Tofik Isa
Format: Article
Language:English
Published: LPPM ISB Atma Luhur 2021-01-01
Series:Jurnal Sisfokom
Subjects:
Online Access:http://jurnal.atmaluhur.ac.id/index.php/sisfokom/article/view/1013
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author Indra Griha Tofik Isa
author_facet Indra Griha Tofik Isa
author_sort Indra Griha Tofik Isa
collection DOAJ
description Cooperatives have an important role in economic development in Indonesia. One of them is the Mitra Sejahtera Cooperative (KMS), which is located in Sukabumi - West Java. The problem that in KMS was the increase in bad credit during the 2015-2019 period which had an impact on decreasing cash circulation flow and income of the KMS. So that in this study focuses on making a prospective debtor assessment application by implementing the Naive Bayes algorithm to provide recommendations on the feasibility of prospective debtors who have the potential for bad credit or not. The training data used are 862 data with parameters of age, gender, loan amount, occupation, income and repayment period. The stages taken include: (1) Research Initiation, (2) Data Selection, (3) Data Pre Processing, (4) System Design, (5) System Implementation, and (6) Program Testing. In system design using structured design, while the implementation of the system uses Microsoft Visual Studio 2012 tools and MySQL database. The test results from the prospective debtor assessment application obtained an accuracy rate of 86%.
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spelling doaj.art-9fce925cee2f429e9aced4b2cf6e7c4f2024-03-02T14:38:40ZengLPPM ISB Atma LuhurJurnal Sisfokom2301-79882581-05882021-01-011001313910.32736/sisfokom.v10i1.1013Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota SukabumiIndra Griha Tofik Isa0Politeknik Negeri SriwijayaCooperatives have an important role in economic development in Indonesia. One of them is the Mitra Sejahtera Cooperative (KMS), which is located in Sukabumi - West Java. The problem that in KMS was the increase in bad credit during the 2015-2019 period which had an impact on decreasing cash circulation flow and income of the KMS. So that in this study focuses on making a prospective debtor assessment application by implementing the Naive Bayes algorithm to provide recommendations on the feasibility of prospective debtors who have the potential for bad credit or not. The training data used are 862 data with parameters of age, gender, loan amount, occupation, income and repayment period. The stages taken include: (1) Research Initiation, (2) Data Selection, (3) Data Pre Processing, (4) System Design, (5) System Implementation, and (6) Program Testing. In system design using structured design, while the implementation of the system uses Microsoft Visual Studio 2012 tools and MySQL database. The test results from the prospective debtor assessment application obtained an accuracy rate of 86%.http://jurnal.atmaluhur.ac.id/index.php/sisfokom/article/view/1013cooperative aplicationnaive bayesdecision support system
spellingShingle Indra Griha Tofik Isa
Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi
Jurnal Sisfokom
cooperative aplication
naive bayes
decision support system
title Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi
title_full Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi
title_fullStr Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi
title_full_unstemmed Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi
title_short Aplikasi Asesmen Calon Debitur menggunakan Naive Bayes di Koperasi Mitra Sejahtera SMK Negeri 1 Kota Sukabumi
title_sort aplikasi asesmen calon debitur menggunakan naive bayes di koperasi mitra sejahtera smk negeri 1 kota sukabumi
topic cooperative aplication
naive bayes
decision support system
url http://jurnal.atmaluhur.ac.id/index.php/sisfokom/article/view/1013
work_keys_str_mv AT indragrihatofikisa aplikasiasesmencalondebiturmenggunakannaivebayesdikoperasimitrasejahterasmknegeri1kotasukabumi