IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS
Using accounting data from 26 Vietnamese commercial banks over the period from 2008 to 2016, this article applies the panel data analysis method to investigate the impacts of non-interest income on risks and profitability for Vietnam banking industry. Research results indicate that non-interest acti...
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Format: | Article |
Language: | English |
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Dalat University
2018-07-01
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Series: | Tạp chí Khoa học Đại học Đà Lạt |
Subjects: | |
Online Access: | http://tckh.dlu.edu.vn/index.php/tckhdhdl/article/view/460 |
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author | Nguyễn Minh Sáng Nguyễn Thị Thùy Trang |
author_facet | Nguyễn Minh Sáng Nguyễn Thị Thùy Trang |
author_sort | Nguyễn Minh Sáng |
collection | DOAJ |
description | Using accounting data from 26 Vietnamese commercial banks over the period from 2008 to 2016, this article applies the panel data analysis method to investigate the impacts of non-interest income on risks and profitability for Vietnam banking industry. Research results indicate that non-interest activities of Vietnamese commercial banks increase the profitability, but do not impact on the risks. Based on the results of this study, some recommendations related to policies are given to enhance the operational efficiency of Vietnam’s commercial banking system. |
first_indexed | 2024-12-11T00:50:13Z |
format | Article |
id | doaj.art-a003d9badd124cd9ac8a5e779ecdb785 |
institution | Directory Open Access Journal |
issn | 0866-787X 0866-787X |
language | English |
last_indexed | 2024-12-11T00:50:13Z |
publishDate | 2018-07-01 |
publisher | Dalat University |
record_format | Article |
series | Tạp chí Khoa học Đại học Đà Lạt |
spelling | doaj.art-a003d9badd124cd9ac8a5e779ecdb7852022-12-22T01:26:39ZengDalat UniversityTạp chí Khoa học Đại học Đà Lạt0866-787X0866-787X2018-07-0181S11813210.37569/DalatUniversity.8.1S.460(2018)243IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKSNguyễn Minh Sáng0Nguyễn Thị Thùy Trang1Khoa Kinh tế Quốc tế, Trường Đại học Ngân hàng TP. Hồ Chí MinhKhoa Kinh tế và Quản trị Kinh doanh, Trường Đại học Đà LạtUsing accounting data from 26 Vietnamese commercial banks over the period from 2008 to 2016, this article applies the panel data analysis method to investigate the impacts of non-interest income on risks and profitability for Vietnam banking industry. Research results indicate that non-interest activities of Vietnamese commercial banks increase the profitability, but do not impact on the risks. Based on the results of this study, some recommendations related to policies are given to enhance the operational efficiency of Vietnam’s commercial banking system.http://tckh.dlu.edu.vn/index.php/tckhdhdl/article/view/460khả năng sinh lờingân hàng thương mạirủi rothu nhập ngoài lãiviệt nam. |
spellingShingle | Nguyễn Minh Sáng Nguyễn Thị Thùy Trang IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS Tạp chí Khoa học Đại học Đà Lạt khả năng sinh lời ngân hàng thương mại rủi ro thu nhập ngoài lãi việt nam. |
title | IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS |
title_full | IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS |
title_fullStr | IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS |
title_full_unstemmed | IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS |
title_short | IMPACTS OF NON-INTEREST INCOME ON RISKS AND PROFITABILITY IN VIETNAM’S COMMERCIAL BANKS |
title_sort | impacts of non interest income on risks and profitability in vietnam s commercial banks |
topic | khả năng sinh lời ngân hàng thương mại rủi ro thu nhập ngoài lãi việt nam. |
url | http://tckh.dlu.edu.vn/index.php/tckhdhdl/article/view/460 |
work_keys_str_mv | AT nguyenminhsang impactsofnoninterestincomeonrisksandprofitabilityinvietnamscommercialbanks AT nguyenthithuytrang impactsofnoninterestincomeonrisksandprofitabilityinvietnamscommercialbanks |