Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?

This paper investigates low rates of employer health insurance coverage among Hispanics using national data from the Community Tracking Study Household Survey. Interview language served as a proxy for the degree of assimilation. Findings indicate that English-speaking Hispanics are more similar to w...

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Bibliographic Details
Main Authors: James D. Reschovsky, Jack Hadley, Len Nichols
Format: Article
Language:English
Published: SAGE Publishing 2007-08-01
Series:Inquiry: The Journal of Health Care Organization, Provision, and Financing
Online Access:https://doi.org/10.5034/inquiryjrnl_44.3.257
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author James D. Reschovsky
Jack Hadley
Len Nichols
author_facet James D. Reschovsky
Jack Hadley
Len Nichols
author_sort James D. Reschovsky
collection DOAJ
description This paper investigates low rates of employer health insurance coverage among Hispanics using national data from the Community Tracking Study Household Survey. Interview language served as a proxy for the degree of assimilation. Findings indicate that English-speaking Hispanics are more similar to whites in their labor market experiences and coverage than they are to Spanish-speaking Hispanics. Spanish-speakers' very low human capital (including their inability to speak English) results in much less access to job-based insurance. Though less important, Spanish-speaking Hispanics' demand for employer-sponsored insurance appears lower than that of English-speaking Hispanics or whites. Results suggest that language and job training may be the most effective way to bolster Hispanics' insurance coverage.
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spelling doaj.art-a0bc33135e854888aab07a361e110b582022-12-21T17:57:28ZengSAGE PublishingInquiry: The Journal of Health Care Organization, Provision, and Financing0046-95802007-08-014410.5034/inquiryjrnl_44.3.257Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?James D. ReschovskyJack HadleyLen NicholsThis paper investigates low rates of employer health insurance coverage among Hispanics using national data from the Community Tracking Study Household Survey. Interview language served as a proxy for the degree of assimilation. Findings indicate that English-speaking Hispanics are more similar to whites in their labor market experiences and coverage than they are to Spanish-speaking Hispanics. Spanish-speakers' very low human capital (including their inability to speak English) results in much less access to job-based insurance. Though less important, Spanish-speaking Hispanics' demand for employer-sponsored insurance appears lower than that of English-speaking Hispanics or whites. Results suggest that language and job training may be the most effective way to bolster Hispanics' insurance coverage.https://doi.org/10.5034/inquiryjrnl_44.3.257
spellingShingle James D. Reschovsky
Jack Hadley
Len Nichols
Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?
Inquiry: The Journal of Health Care Organization, Provision, and Financing
title Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?
title_full Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?
title_fullStr Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?
title_full_unstemmed Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?
title_short Why Do Hispanics Have So Little Employer-Sponsored Health Insurance?
title_sort why do hispanics have so little employer sponsored health insurance
url https://doi.org/10.5034/inquiryjrnl_44.3.257
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