Summary: | There is a noted rise in research examining the influence of digital transformation—specifically
the application of Distributed Ledger Technology (DLT) on the progression of the financial sector.
This paper presents conclusions from a study on participants' awareness, understanding, and
intentions regarding cryptocurrencies and the Digital Euro. Participants have a relatively high
awareness of digital assets and Digital Euro, but better understanding is needed through effective
communication and educational initiatives. While recognizing cryptocurrencies as valuable
investments, participants are skeptical about their use for payments due to concerns about illicit
activities. Regulatory frameworks are deemed important to address these concerns. Participants
support the introduction of the Digital Euro and intend to use it for various purposes, suggesting
potential demand. Desired characteristics include privacy, ease of use, and cross-border usability.
These findings inform the strategies for introducing and accepting the Digital Euro, promoting
financial inclusion, and enhancing accessibility in Europe's digital economy.
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