Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan

The aim of this study is to ascertain the causes of success or failure of two selfemployment schemes cum financing ready-made micro businesses, 'Yellow Cab' and 'NBP Karobar' by National Bank of Pakistan and modality of launching and financing ready-made micro business at a very...

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Main Authors: Jawed Ahmed Qureshi, Amanat Ali Jalbani
Format: Article
Language:English
Published: Shaheed Zulfikar Ali Bhutto Institute of Science and Technology 2012-06-01
Series:JISR Management and Social Sciences & Economics
Subjects:
Online Access:https://jisrmsse.szabist.edu.pk/index.php/szabist/article/view/477
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author Jawed Ahmed Qureshi
Amanat Ali Jalbani
author_facet Jawed Ahmed Qureshi
Amanat Ali Jalbani
author_sort Jawed Ahmed Qureshi
collection DOAJ
description The aim of this study is to ascertain the causes of success or failure of two selfemployment schemes cum financing ready-made micro businesses, 'Yellow Cab' and 'NBP Karobar' by National Bank of Pakistan and modality of launching and financing ready-made micro business at a very wide scale by the microfinance banks and institutions in Pakistan. The methodology included qualitative mode of inquiry and explanatory analysis of data. This research is undertaken in two stages. In the primary data collection method, at the first stage, one-on-one interviews were taken from the NBP officials having expertise in the relevant products affairs, at the second stage, a survey through interviews was undertaken in Karachi from borrowers of those products. The samples were selected through convenience procedure of non-probability sampling method. The findings of this research discover the potential of financing a wide range of ready-made micro businesses/enterprises at an extensive scale throughout the country to provide maximum self-employment cum entrepreneurial opportunities and nourishing the microfinance sector.
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spelling doaj.art-a1803b9886874ab89c205fee964c665e2023-04-05T15:22:02ZengShaheed Zulfikar Ali Bhutto Institute of Science and TechnologyJISR Management and Social Sciences & Economics2616-74761998-41622012-06-0110110.31384/jisrmsse/2012.10.1.6Financing Ready-made Micro Businesses: A Case Study of National Bank of PakistanJawed Ahmed Qureshi0Amanat Ali Jalbani1adjunct faculty member at SZABIST, KarachiProfessor and Vice President (Academics), SZABIST, KarachiThe aim of this study is to ascertain the causes of success or failure of two selfemployment schemes cum financing ready-made micro businesses, 'Yellow Cab' and 'NBP Karobar' by National Bank of Pakistan and modality of launching and financing ready-made micro business at a very wide scale by the microfinance banks and institutions in Pakistan. The methodology included qualitative mode of inquiry and explanatory analysis of data. This research is undertaken in two stages. In the primary data collection method, at the first stage, one-on-one interviews were taken from the NBP officials having expertise in the relevant products affairs, at the second stage, a survey through interviews was undertaken in Karachi from borrowers of those products. The samples were selected through convenience procedure of non-probability sampling method. The findings of this research discover the potential of financing a wide range of ready-made micro businesses/enterprises at an extensive scale throughout the country to provide maximum self-employment cum entrepreneurial opportunities and nourishing the microfinance sector. https://jisrmsse.szabist.edu.pk/index.php/szabist/article/view/477Microfinanceyellow cabNBP Karobar Pakistan
spellingShingle Jawed Ahmed Qureshi
Amanat Ali Jalbani
Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan
JISR Management and Social Sciences & Economics
Microfinance
yellow cab
NBP Karobar Pakistan
title Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan
title_full Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan
title_fullStr Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan
title_full_unstemmed Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan
title_short Financing Ready-made Micro Businesses: A Case Study of National Bank of Pakistan
title_sort financing ready made micro businesses a case study of national bank of pakistan
topic Microfinance
yellow cab
NBP Karobar Pakistan
url https://jisrmsse.szabist.edu.pk/index.php/szabist/article/view/477
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