ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)

Baitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact...

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Main Authors: Afief El Ashfahany, Mei Nurul Aini
Format: Article
Language:Indonesian
Published: Fakultas Ekonomi dan Bisnis Islam 1970-01-01
Series:I-Economics: A Research Journal on Islamic Economics
Online Access:http://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/8572
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author Afief El Ashfahany
Mei Nurul Aini
author_facet Afief El Ashfahany
Mei Nurul Aini
author_sort Afief El Ashfahany
collection DOAJ
description Baitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact of SMEs by acquiring financial facilities through Islamic microfinancing or BMT.  The study is using descriptive with an inductive analysis. This study finds that financing through Islamic microfinance has a positive economic impact to increase the potential income of SMEs. On the other hand, financing through BMT has its positive psychological impact such as peace of mind and increasing the religiosity level of the respondent.
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issn 2548-5601
2548-561X
language Indonesian
last_indexed 2024-03-08T10:13:51Z
publishDate 1970-01-01
publisher Fakultas Ekonomi dan Bisnis Islam
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series I-Economics: A Research Journal on Islamic Economics
spelling doaj.art-a45eda0b107b46178d0d79138b76ee8d2024-01-29T06:35:36ZindFakultas Ekonomi dan Bisnis IslamI-Economics: A Research Journal on Islamic Economics2548-56012548-561X1970-01-017111010.19109/ieconomics.v7i1.85728572ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)Afief El Ashfahany0Mei Nurul Aini1Universitas Muhammadiyah SurakartaUniversitas Muhammadiyah SurakartaBaitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact of SMEs by acquiring financial facilities through Islamic microfinancing or BMT.  The study is using descriptive with an inductive analysis. This study finds that financing through Islamic microfinance has a positive economic impact to increase the potential income of SMEs. On the other hand, financing through BMT has its positive psychological impact such as peace of mind and increasing the religiosity level of the respondent.http://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/8572
spellingShingle Afief El Ashfahany
Mei Nurul Aini
ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
I-Economics: A Research Journal on Islamic Economics
title ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
title_full ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
title_fullStr ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
title_full_unstemmed ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
title_short ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
title_sort analisis dampak ekonomi dan psikologi pembiayaan baitul maal wat tamwiil bmt
url http://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/8572
work_keys_str_mv AT afiefelashfahany analisisdampakekonomidanpsikologipembiayaanbaitulmaalwattamwiilbmt
AT meinurulaini analisisdampakekonomidanpsikologipembiayaanbaitulmaalwattamwiilbmt