ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)
Baitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact...
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Format: | Article |
Language: | Indonesian |
Published: |
Fakultas Ekonomi dan Bisnis Islam
1970-01-01
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Series: | I-Economics: A Research Journal on Islamic Economics |
Online Access: | http://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/8572 |
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author | Afief El Ashfahany Mei Nurul Aini |
author_facet | Afief El Ashfahany Mei Nurul Aini |
author_sort | Afief El Ashfahany |
collection | DOAJ |
description | Baitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact of SMEs by acquiring financial facilities through Islamic microfinancing or BMT. The study is using descriptive with an inductive analysis. This study finds that financing through Islamic microfinance has a positive economic impact to increase the potential income of SMEs. On the other hand, financing through BMT has its positive psychological impact such as peace of mind and increasing the religiosity level of the respondent. |
first_indexed | 2024-03-08T10:13:51Z |
format | Article |
id | doaj.art-a45eda0b107b46178d0d79138b76ee8d |
institution | Directory Open Access Journal |
issn | 2548-5601 2548-561X |
language | Indonesian |
last_indexed | 2024-03-08T10:13:51Z |
publishDate | 1970-01-01 |
publisher | Fakultas Ekonomi dan Bisnis Islam |
record_format | Article |
series | I-Economics: A Research Journal on Islamic Economics |
spelling | doaj.art-a45eda0b107b46178d0d79138b76ee8d2024-01-29T06:35:36ZindFakultas Ekonomi dan Bisnis IslamI-Economics: A Research Journal on Islamic Economics2548-56012548-561X1970-01-017111010.19109/ieconomics.v7i1.85728572ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT)Afief El Ashfahany0Mei Nurul Aini1Universitas Muhammadiyah SurakartaUniversitas Muhammadiyah SurakartaBaitul Maal Wat Tamwiil (BMT) or Islamic microfinancing has become one of the alternatives for Small and Medium Enterprises (SME’s) problem of financing due to lack of capacity to reach any formal financial institutions such as a bank. This study aims to explore the economic and psychological impact of SMEs by acquiring financial facilities through Islamic microfinancing or BMT. The study is using descriptive with an inductive analysis. This study finds that financing through Islamic microfinance has a positive economic impact to increase the potential income of SMEs. On the other hand, financing through BMT has its positive psychological impact such as peace of mind and increasing the religiosity level of the respondent.http://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/8572 |
spellingShingle | Afief El Ashfahany Mei Nurul Aini ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) I-Economics: A Research Journal on Islamic Economics |
title | ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) |
title_full | ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) |
title_fullStr | ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) |
title_full_unstemmed | ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) |
title_short | ANALISIS DAMPAK EKONOMI DAN PSIKOLOGI PEMBIAYAAN BAITUL MAAL WAT TAMWIIL (BMT) |
title_sort | analisis dampak ekonomi dan psikologi pembiayaan baitul maal wat tamwiil bmt |
url | http://jurnal.radenfatah.ac.id/index.php/ieconomics/article/view/8572 |
work_keys_str_mv | AT afiefelashfahany analisisdampakekonomidanpsikologipembiayaanbaitulmaalwattamwiilbmt AT meinurulaini analisisdampakekonomidanpsikologipembiayaanbaitulmaalwattamwiilbmt |