Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China

Abstract This study aimed to examine whether the implementation of Long-Term Care Insurance (LTCI) policy could reduce the disability among middle-aged and older adults in China, and to test the heterogeneity of the effects. Data came from four waves of the China Health and Retirement Longitudinal S...

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Main Authors: Na Cao, Tong Shi, Chaoping Pan
Format: Article
Language:English
Published: BMC 2023-06-01
Series:BMC Public Health
Subjects:
Online Access:https://doi.org/10.1186/s12889-023-16057-0
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author Na Cao
Tong Shi
Chaoping Pan
author_facet Na Cao
Tong Shi
Chaoping Pan
author_sort Na Cao
collection DOAJ
description Abstract This study aimed to examine whether the implementation of Long-Term Care Insurance (LTCI) policy could reduce the disability among middle-aged and older adults in China, and to test the heterogeneity of the effects. Data came from four waves of the China Health and Retirement Longitudinal Study (CHARLS, 2011 to 2018). The Difference-In-Differences (DID) method and the panel data fixed effect model were used to estimate the effect of implementation of LTCI policy on disability among individuals aged 45 years and above. The LTCI policy had a positive impact on reducing disability among middle-aged and older people. Females, younger adults, city dwellers, and individuals living alone benefited the most from LTCI policy. The results provided empirical evidence for the implementation of LTCI policy in China and other similar countries as China. The implementation of LTCI policy should also pay more attention to inequity of the effects on reducing disability among different demographic groups.
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spelling doaj.art-a57673915acd45eaa388e3048ba41fdd2023-06-18T11:26:55ZengBMCBMC Public Health1471-24582023-06-012311810.1186/s12889-023-16057-0Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from ChinaNa Cao0Tong Shi1Chaoping Pan2School of Public Health and Management, Wenzhou Medical University, Wenzhou Medical University Chashan CampusSchool of Public Health, Wuhan UniversitySchool of Public Health and Management, Wenzhou Medical University, Wenzhou Medical University Chashan CampusAbstract This study aimed to examine whether the implementation of Long-Term Care Insurance (LTCI) policy could reduce the disability among middle-aged and older adults in China, and to test the heterogeneity of the effects. Data came from four waves of the China Health and Retirement Longitudinal Study (CHARLS, 2011 to 2018). The Difference-In-Differences (DID) method and the panel data fixed effect model were used to estimate the effect of implementation of LTCI policy on disability among individuals aged 45 years and above. The LTCI policy had a positive impact on reducing disability among middle-aged and older people. Females, younger adults, city dwellers, and individuals living alone benefited the most from LTCI policy. The results provided empirical evidence for the implementation of LTCI policy in China and other similar countries as China. The implementation of LTCI policy should also pay more attention to inequity of the effects on reducing disability among different demographic groups.https://doi.org/10.1186/s12889-023-16057-0Older adultsDisabilityLong-term care insuranceDifference-in-differences methodChina
spellingShingle Na Cao
Tong Shi
Chaoping Pan
Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China
BMC Public Health
Older adults
Disability
Long-term care insurance
Difference-in-differences method
China
title Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China
title_full Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China
title_fullStr Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China
title_full_unstemmed Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China
title_short Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China
title_sort does long term care insurance reduce the disability among middle aged and older adults evidence from china
topic Older adults
Disability
Long-term care insurance
Difference-in-differences method
China
url https://doi.org/10.1186/s12889-023-16057-0
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