Credit risk prediction for small and medium enterprises utilizing adjacent enterprise data and a relational graph attention network

Credit risk prediction for small and medium enterprises utilizing adjacent enterprise data and a relational graph attention network

Credit risk prediction for small and medium enterprises (SMEs) has long posed a complex research challenge. Traditional approaches have primarily focused on enterprise-specific variables, but these models often prove inadequate when applied to SMEs with incomplete data. In this innovative study, we...

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Hlavní autoři: Jiaxing Wang, Guoquan Liu, Xiaobo Xu, Xinjie Xing
Médium: Článek
Jazyk:English
Vydáno: KeAi Communications Co., Ltd. 2024-06-01
Edice:Journal of Management Science and Engineering
Témata:
Risk management
SME
Credit risk
Transactional data
Graph neural network
On-line přístup:http://www.sciencedirect.com/science/article/pii/S2096232024000039

Internet

http://www.sciencedirect.com/science/article/pii/S2096232024000039

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