Senior bank loan officers’ expectations for loan demand: A note

AbstractWe employ senior bank loan officers’ responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers’ expectations. Our findings suggest that the a...

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Main Authors: Dimitris Anastasiou, Khudoykulov Khurshid Khurramovich, Christos Kallandranis
Format: Article
Language:English
Published: Taylor & Francis Group 2023-12-01
Series:Cogent Business & Management
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23311975.2023.2174247
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author Dimitris Anastasiou
Khudoykulov Khurshid Khurramovich
Christos Kallandranis
author_facet Dimitris Anastasiou
Khudoykulov Khurshid Khurramovich
Christos Kallandranis
author_sort Dimitris Anastasiou
collection DOAJ
description AbstractWe employ senior bank loan officers’ responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers’ expectations. Our findings suggest that the adaptive expectations mechanism is compatible with senior bank loan officers’ expectations for loan demand from enterprises. Our study contributes to the understanding of the formation of loan demand expectations, and hence our findings can be beneficial for monetary policy purposes.
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spelling doaj.art-a9263681d5a146e89d999d7b2e8555772023-07-28T20:55:16ZengTaylor & Francis GroupCogent Business & Management2331-19752023-12-0110110.1080/23311975.2023.2174247Senior bank loan officers’ expectations for loan demand: A noteDimitris Anastasiou0Khudoykulov Khurshid Khurramovich1Christos Kallandranis2Department of Accounting and Finance, Athens University of Economics and Business, Athens, GreeceDepartment of Finance, Tashkent State University of Economics, Tashkent, UzbekistanDepartment. of Accounting and Finance, University of West Attica, Athens, GreeceAbstractWe employ senior bank loan officers’ responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers’ expectations. Our findings suggest that the adaptive expectations mechanism is compatible with senior bank loan officers’ expectations for loan demand from enterprises. Our study contributes to the understanding of the formation of loan demand expectations, and hence our findings can be beneficial for monetary policy purposes.https://www.tandfonline.com/doi/10.1080/23311975.2023.2174247adaptive expectationsbank lending surveyloan demandsurvey‐based expectationsC33C53
spellingShingle Dimitris Anastasiou
Khudoykulov Khurshid Khurramovich
Christos Kallandranis
Senior bank loan officers’ expectations for loan demand: A note
Cogent Business & Management
adaptive expectations
bank lending survey
loan demand
survey‐based expectations
C33
C53
title Senior bank loan officers’ expectations for loan demand: A note
title_full Senior bank loan officers’ expectations for loan demand: A note
title_fullStr Senior bank loan officers’ expectations for loan demand: A note
title_full_unstemmed Senior bank loan officers’ expectations for loan demand: A note
title_short Senior bank loan officers’ expectations for loan demand: A note
title_sort senior bank loan officers expectations for loan demand a note
topic adaptive expectations
bank lending survey
loan demand
survey‐based expectations
C33
C53
url https://www.tandfonline.com/doi/10.1080/23311975.2023.2174247
work_keys_str_mv AT dimitrisanastasiou seniorbankloanofficersexpectationsforloandemandanote
AT khudoykulovkhurshidkhurramovich seniorbankloanofficersexpectationsforloandemandanote
AT christoskallandranis seniorbankloanofficersexpectationsforloandemandanote