Factors Influencing the Adoption of E-Banking in Somalia
The electronic banking concept has been in practice worldwide, especially in developed nations, compared to developing countries where Somalia is no exception to this trend. The purpose of this study is to identify the factors that determine e-banking adoption in Somalia. Since the introduction of e...
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| Format: | Article |
| Language: | English |
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Ferdowsi University of Mashhad
2019-12-01
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| Series: | Iranian Journal of Accounting, Auditing & Finance |
| Subjects: | |
| Online Access: | https://ijaaf.um.ac.ir/article_39250_98bfc2109fe83297720b4b69ee24ada0.pdf |
| _version_ | 1818209531388231680 |
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| author | Mohamed Ismail Mohamed Yurita Yakimin Abdul Talib Ahmad Haruna Abubakar Abdullahi Bala Ado |
| author_facet | Mohamed Ismail Mohamed Yurita Yakimin Abdul Talib Ahmad Haruna Abubakar Abdullahi Bala Ado |
| author_sort | Mohamed Ismail Mohamed |
| collection | DOAJ |
| description | The electronic banking concept has been in practice worldwide, especially in developed nations, compared to developing countries where Somalia is no exception to this trend. The purpose of this study is to identify the factors that determine e-banking adoption in Somalia. Since the introduction of e-banking, several studies have explored diverse e-banking concepts in developing nations. This study identified four main determinants of e-banking adoption, which include internet speed, trust, perceived ease of use, and perceived usefulness. This study's findings show that internet speed, trust, perceived ease of use, and perceived usefulness played a significant role in determining e-banking adoption. The method employed in this study involved primary data through an online survey questionnaire. The study's limitation is basically quantitative research; hence, future research should include other geographical areas such as other Somalia cities, meeting the findings' generalization. This study also suggests that future research should implement a longitudinal study where recurring measurement on respondents is done, thereby understanding the e-banking adoption behavior over time. |
| first_indexed | 2024-12-12T05:02:11Z |
| format | Article |
| id | doaj.art-a936d6b8835f4435a3a3e1628341b8b2 |
| institution | Directory Open Access Journal |
| issn | 2717-4131 2588-6142 |
| language | English |
| last_indexed | 2024-12-12T05:02:11Z |
| publishDate | 2019-12-01 |
| publisher | Ferdowsi University of Mashhad |
| record_format | Article |
| series | Iranian Journal of Accounting, Auditing & Finance |
| spelling | doaj.art-a936d6b8835f4435a3a3e1628341b8b22022-12-22T00:37:12ZengFerdowsi University of MashhadIranian Journal of Accounting, Auditing & Finance2717-41312588-61422019-12-0134233610.22067/ijaaf.2020.62970.039250Factors Influencing the Adoption of E-Banking in SomaliaMohamed Ismail Mohamed0Yurita Yakimin Abdul Talib1Ahmad Haruna Abubakar2Abdullahi Bala Ado3Faculty of Management Science, Mogadishu Somalia, 1SIMAD University, MalaysiaTunku Puteri Intan Safinaz School of Accountancy (TISSA), Universiti Utara, MalaysiaFaculty of Business and Management Sciences, Universiti Sultan Zainal Abidin, MalaysiaFaculty of Business and Management Sciences, Universiti Sultan Zainal Abidin, MalaysiaThe electronic banking concept has been in practice worldwide, especially in developed nations, compared to developing countries where Somalia is no exception to this trend. The purpose of this study is to identify the factors that determine e-banking adoption in Somalia. Since the introduction of e-banking, several studies have explored diverse e-banking concepts in developing nations. This study identified four main determinants of e-banking adoption, which include internet speed, trust, perceived ease of use, and perceived usefulness. This study's findings show that internet speed, trust, perceived ease of use, and perceived usefulness played a significant role in determining e-banking adoption. The method employed in this study involved primary data through an online survey questionnaire. The study's limitation is basically quantitative research; hence, future research should include other geographical areas such as other Somalia cities, meeting the findings' generalization. This study also suggests that future research should implement a longitudinal study where recurring measurement on respondents is done, thereby understanding the e-banking adoption behavior over time.https://ijaaf.um.ac.ir/article_39250_98bfc2109fe83297720b4b69ee24ada0.pdfinternet speedtrustperceive ease of useperceive usefulnesstechnology |
| spellingShingle | Mohamed Ismail Mohamed Yurita Yakimin Abdul Talib Ahmad Haruna Abubakar Abdullahi Bala Ado Factors Influencing the Adoption of E-Banking in Somalia Iranian Journal of Accounting, Auditing & Finance internet speed trust perceive ease of use perceive usefulness technology |
| title | Factors Influencing the Adoption of E-Banking in Somalia |
| title_full | Factors Influencing the Adoption of E-Banking in Somalia |
| title_fullStr | Factors Influencing the Adoption of E-Banking in Somalia |
| title_full_unstemmed | Factors Influencing the Adoption of E-Banking in Somalia |
| title_short | Factors Influencing the Adoption of E-Banking in Somalia |
| title_sort | factors influencing the adoption of e banking in somalia |
| topic | internet speed trust perceive ease of use perceive usefulness technology |
| url | https://ijaaf.um.ac.ir/article_39250_98bfc2109fe83297720b4b69ee24ada0.pdf |
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