Provider-oriented moral hazards associated with the prescriptions paid by insuring Organizations
Background and Aim: Expenditure in the health sector requires appropriate resources management. This study was conducted to determine the amount of moral hazards associated with the service providers in the medication prescriptions paid by an insurance organization. Methods: Study population include...
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| Format: | Article |
| Language: | fas |
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Tehran University of Medical Sciences
2021-12-01
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| Series: | بیمارستان |
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| Online Access: | http://jhosp.tums.ac.ir/article-1-6460-en.html |
| _version_ | 1828350861645971456 |
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| author | Ebrahim Jaafaripooyan Batoul Ahmadi Baheshte Ebrahimi |
| author_facet | Ebrahim Jaafaripooyan Batoul Ahmadi Baheshte Ebrahimi |
| author_sort | Ebrahim Jaafaripooyan |
| collection | DOAJ |
| description | Background and Aim: Expenditure in the health sector requires appropriate resources management. This study was conducted to determine the amount of moral hazards associated with the service providers in the medication prescriptions paid by an insurance organization.
Methods: Study population included paid pharmaceutical documents in Tehran province in 2019. 2000 prescriptions for 500 insured people were randomly selected from the database of the organization. Two indicators (the number of suspicious prescriptions based on the incompatibility of a drug with the history of the disease or the drug spectrum of an insured and the number of prescriptions with a financial burden higher than the average usual burden of a normal patient) were matched with transcript data and analyzed with SPSS version 24. An experienced pharmacist was consulted to examine the drug spectrum of all prescriptions.
Results: 5.4% of total prescriptions were incompatible drugs and 6.4% had created extra financial burden. The highest incidence of risks by speciality was related to general practitioners (16 % with a surplus financial burden of 87/500/000 Rials). The highest number and amount of risks in Rials per insured group was related to supervisors (63 % with a surplus financial burden of 26/000/000 Rials). The risk in the military centres’ prescriptions were more than private and governmental centres and it was relatively equal in contracted (48%) and non-contracted (52%) centres.
Conclusion: The abuse in the health service provision is a high risk for health care managers in countries that have health insurance programs which their intelligent tracking reduces many of the insurers’ costs and prevent the shortage of vital medicines. |
| first_indexed | 2024-04-14T01:31:16Z |
| format | Article |
| id | doaj.art-a9add66ec7074e019e3c1cb4510f01cb |
| institution | Directory Open Access Journal |
| issn | 2008-1928 2228-7450 |
| language | fas |
| last_indexed | 2024-04-14T01:31:16Z |
| publishDate | 2021-12-01 |
| publisher | Tehran University of Medical Sciences |
| record_format | Article |
| series | بیمارستان |
| spelling | doaj.art-a9add66ec7074e019e3c1cb4510f01cb2022-12-22T02:20:11ZfasTehran University of Medical Sciencesبیمارستان2008-19282228-74502021-12-01203111Provider-oriented moral hazards associated with the prescriptions paid by insuring OrganizationsEbrahim Jaafaripooyan0Batoul Ahmadi1Baheshte Ebrahimi2 Associate professor of Tehran University of Medical Sciences, school of Public Health, Department of Management Sciences and Health EconomicsEconomics, Tehran, Iran Associate professor of Tehran University of Medical Sciences, school ofPublic Health, Department of Management Sciences and Health EconomicsEconomics, Tehran, Iran Master of Health Services Management, Tehran University of Medical Sciences, Tehran, Iran *Corresponding Author: Beheshte Ebrahimi, Email: bebrahimiii477@gmail.com Background and Aim: Expenditure in the health sector requires appropriate resources management. This study was conducted to determine the amount of moral hazards associated with the service providers in the medication prescriptions paid by an insurance organization. Methods: Study population included paid pharmaceutical documents in Tehran province in 2019. 2000 prescriptions for 500 insured people were randomly selected from the database of the organization. Two indicators (the number of suspicious prescriptions based on the incompatibility of a drug with the history of the disease or the drug spectrum of an insured and the number of prescriptions with a financial burden higher than the average usual burden of a normal patient) were matched with transcript data and analyzed with SPSS version 24. An experienced pharmacist was consulted to examine the drug spectrum of all prescriptions. Results: 5.4% of total prescriptions were incompatible drugs and 6.4% had created extra financial burden. The highest incidence of risks by speciality was related to general practitioners (16 % with a surplus financial burden of 87/500/000 Rials). The highest number and amount of risks in Rials per insured group was related to supervisors (63 % with a surplus financial burden of 26/000/000 Rials). The risk in the military centres’ prescriptions were more than private and governmental centres and it was relatively equal in contracted (48%) and non-contracted (52%) centres. Conclusion: The abuse in the health service provision is a high risk for health care managers in countries that have health insurance programs which their intelligent tracking reduces many of the insurers’ costs and prevent the shortage of vital medicines.http://jhosp.tums.ac.ir/article-1-6460-en.htmlmoral hazardinsurance servicesdrug prescriptionabuse |
| spellingShingle | Ebrahim Jaafaripooyan Batoul Ahmadi Baheshte Ebrahimi Provider-oriented moral hazards associated with the prescriptions paid by insuring Organizations بیمارستان moral hazard insurance services drug prescription abuse |
| title | Provider-oriented moral hazards associated with the prescriptions paid by insuring
Organizations |
| title_full | Provider-oriented moral hazards associated with the prescriptions paid by insuring
Organizations |
| title_fullStr | Provider-oriented moral hazards associated with the prescriptions paid by insuring
Organizations |
| title_full_unstemmed | Provider-oriented moral hazards associated with the prescriptions paid by insuring
Organizations |
| title_short | Provider-oriented moral hazards associated with the prescriptions paid by insuring
Organizations |
| title_sort | provider oriented moral hazards associated with the prescriptions paid by insuring organizations |
| topic | moral hazard insurance services drug prescription abuse |
| url | http://jhosp.tums.ac.ir/article-1-6460-en.html |
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