Lending system for agricultural enterprises: Prospects for development and transformation
The article examines the current situation of using lending, leasing and factoring instruments for agricultural producers in modern Russia. The authors note that the current lending and leasing system requires transformation to take into account the conditions for the activities of agricultural ente...
Main Authors: | , , , |
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Format: | Article |
Language: | English |
Published: |
EDP Sciences
2024-01-01
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Series: | BIO Web of Conferences |
Online Access: | https://www.bio-conferences.org/articles/bioconf/pdf/2024/01/bioconf_msnbas2024_05035.pdf |
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author | Loretts Olga G. Kot Ekaterina M. Ruchkin Aleksey V. Kukhar Viktor S. |
author_facet | Loretts Olga G. Kot Ekaterina M. Ruchkin Aleksey V. Kukhar Viktor S. |
author_sort | Loretts Olga G. |
collection | DOAJ |
description | The article examines the current situation of using lending, leasing and factoring instruments for agricultural producers in modern Russia. The authors note that the current lending and leasing system requires transformation to take into account the conditions for the activities of agricultural enterprises, taking into account seasonality and the delayed effect of obtaining results. A transformation system for leasing is also proposed to make the instrument more flexible through the introduction of commercial instruments and the abandonment of exclusively government regulation of the activity in question. The authors note the effectiveness of the transformation of the proposed methods of lending, leasing and factoring by increasing demand and reducing the risk of repayment for both enterprises and participants in the banking sector. |
first_indexed | 2024-03-08T13:25:48Z |
format | Article |
id | doaj.art-abacfa111f21463a8c20ccaf36486751 |
institution | Directory Open Access Journal |
issn | 2117-4458 |
language | English |
last_indexed | 2024-03-08T13:25:48Z |
publishDate | 2024-01-01 |
publisher | EDP Sciences |
record_format | Article |
series | BIO Web of Conferences |
spelling | doaj.art-abacfa111f21463a8c20ccaf364867512024-01-17T14:58:26ZengEDP SciencesBIO Web of Conferences2117-44582024-01-01820503510.1051/bioconf/20248205035bioconf_msnbas2024_05035Lending system for agricultural enterprises: Prospects for development and transformationLoretts Olga G.0Kot Ekaterina M.1Ruchkin Aleksey V.2Kukhar Viktor S.3Ural state agrarian universityUral state agrarian universityUral state agrarian universityUral state agrarian universityThe article examines the current situation of using lending, leasing and factoring instruments for agricultural producers in modern Russia. The authors note that the current lending and leasing system requires transformation to take into account the conditions for the activities of agricultural enterprises, taking into account seasonality and the delayed effect of obtaining results. A transformation system for leasing is also proposed to make the instrument more flexible through the introduction of commercial instruments and the abandonment of exclusively government regulation of the activity in question. The authors note the effectiveness of the transformation of the proposed methods of lending, leasing and factoring by increasing demand and reducing the risk of repayment for both enterprises and participants in the banking sector.https://www.bio-conferences.org/articles/bioconf/pdf/2024/01/bioconf_msnbas2024_05035.pdf |
spellingShingle | Loretts Olga G. Kot Ekaterina M. Ruchkin Aleksey V. Kukhar Viktor S. Lending system for agricultural enterprises: Prospects for development and transformation BIO Web of Conferences |
title | Lending system for agricultural enterprises: Prospects for development and transformation |
title_full | Lending system for agricultural enterprises: Prospects for development and transformation |
title_fullStr | Lending system for agricultural enterprises: Prospects for development and transformation |
title_full_unstemmed | Lending system for agricultural enterprises: Prospects for development and transformation |
title_short | Lending system for agricultural enterprises: Prospects for development and transformation |
title_sort | lending system for agricultural enterprises prospects for development and transformation |
url | https://www.bio-conferences.org/articles/bioconf/pdf/2024/01/bioconf_msnbas2024_05035.pdf |
work_keys_str_mv | AT lorettsolgag lendingsystemforagriculturalenterprisesprospectsfordevelopmentandtransformation AT kotekaterinam lendingsystemforagriculturalenterprisesprospectsfordevelopmentandtransformation AT ruchkinalekseyv lendingsystemforagriculturalenterprisesprospectsfordevelopmentandtransformation AT kukharviktors lendingsystemforagriculturalenterprisesprospectsfordevelopmentandtransformation |