Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa

Abstract Background South Africa has a dual healthcare system comprising of private and public sectors covering 16% and 84% of the population, respectively. Medical schemes are the primary source of health insurance in the private sector. The aim of this study was to assess members of medical scheme...

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Main Authors: Francis M’bouaffou, Eric Buch, Steve Olorunju, Evelyn Thsehla
Format: Article
Language:English
Published: BMC 2022-09-01
Series:BMC Public Health
Subjects:
Online Access:https://doi.org/10.1186/s12889-022-14106-8
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author Francis M’bouaffou
Eric Buch
Steve Olorunju
Evelyn Thsehla
author_facet Francis M’bouaffou
Eric Buch
Steve Olorunju
Evelyn Thsehla
author_sort Francis M’bouaffou
collection DOAJ
description Abstract Background South Africa has a dual healthcare system comprising of private and public sectors covering 16% and 84% of the population, respectively. Medical schemes are the primary source of health insurance in the private sector. The aim of this study was to assess members of medical schemes' perceived knowledge and satisfaction with their medical schemes. Methods A cross-sectional survey was conducted using a stratified systematic sample of members of 22 open medical schemes. Medical schemes members completed an online questionnaire on knowledge and satisfaction with their medical schemes. We calculated a composite perceived knowledge and satisfaction score. Descriptive, bivariate and multivariate analysis was conducted. Results A total of 336 members of medical schemes participated in this study. Respondents generally perceived themselves to have good knowledge of their medical schemes. Eighty-one percent of participants were satisfied with the quality of services received from their designated service providers (DSPs), however, only 9% were satisfied with accessibility of doctors under their DSP arrangement. Twenty-five percent of respondents were satisfied with scheme contributions and only 46% were satisfied with the prescribed minimum benefit package. Conclusion Medical schemes remain a key element of private healthcare in South Africa. The analysis shows that medical schemes, should put more effort into the accessibility of general practitioner under their designated service providers. Furthermore, the prescribed minimum benefits should be reviewed to provide a comprehensive benefits basket without co-payment for members as recommended by the Medical Schemes Act Amendment Bill of 2018.
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spelling doaj.art-acb52815e69443d29c19439960c813aa2022-12-22T01:44:40ZengBMCBMC Public Health1471-24582022-09-012211810.1186/s12889-022-14106-8Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South AfricaFrancis M’bouaffou0Eric Buch1Steve Olorunju2Evelyn Thsehla3School of Health Systems and Public Health, University of PretoriaSchool of Health Systems and Public Health, University of PretoriaBiostatistics Unit, South African Medical Research CouncilSAMRC/WITS Centre for Health Economics and Decision Science, School of Public Health, Faculty of Health Sciences, University of the WitwatersrandAbstract Background South Africa has a dual healthcare system comprising of private and public sectors covering 16% and 84% of the population, respectively. Medical schemes are the primary source of health insurance in the private sector. The aim of this study was to assess members of medical schemes' perceived knowledge and satisfaction with their medical schemes. Methods A cross-sectional survey was conducted using a stratified systematic sample of members of 22 open medical schemes. Medical schemes members completed an online questionnaire on knowledge and satisfaction with their medical schemes. We calculated a composite perceived knowledge and satisfaction score. Descriptive, bivariate and multivariate analysis was conducted. Results A total of 336 members of medical schemes participated in this study. Respondents generally perceived themselves to have good knowledge of their medical schemes. Eighty-one percent of participants were satisfied with the quality of services received from their designated service providers (DSPs), however, only 9% were satisfied with accessibility of doctors under their DSP arrangement. Twenty-five percent of respondents were satisfied with scheme contributions and only 46% were satisfied with the prescribed minimum benefit package. Conclusion Medical schemes remain a key element of private healthcare in South Africa. The analysis shows that medical schemes, should put more effort into the accessibility of general practitioner under their designated service providers. Furthermore, the prescribed minimum benefits should be reviewed to provide a comprehensive benefits basket without co-payment for members as recommended by the Medical Schemes Act Amendment Bill of 2018.https://doi.org/10.1186/s12889-022-14106-8Medical schemesKnowledgePrescribed minimum benefitsMember satisfactionKnowledge
spellingShingle Francis M’bouaffou
Eric Buch
Steve Olorunju
Evelyn Thsehla
Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa
BMC Public Health
Medical schemes
Knowledge
Prescribed minimum benefits
Member satisfaction
Knowledge
title Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa
title_full Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa
title_fullStr Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa
title_full_unstemmed Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa
title_short Perceived knowledge of scheme members and their satisfaction with their medical schemes: a cross-sectional study in South Africa
title_sort perceived knowledge of scheme members and their satisfaction with their medical schemes a cross sectional study in south africa
topic Medical schemes
Knowledge
Prescribed minimum benefits
Member satisfaction
Knowledge
url https://doi.org/10.1186/s12889-022-14106-8
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AT steveolorunju perceivedknowledgeofschememembersandtheirsatisfactionwiththeirmedicalschemesacrosssectionalstudyinsouthafrica
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