Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan
The major distinctive feature of the Islamic banking as compared to the conventional one lies on the pricing mechanism. The ‘new’ system applies variable pricing mechanism, as reflected on the Profit and Loss Sharing (PLS) system, meanwhile the ‘old’ system applies fixed pricing mechanism, as reflec...
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| Format: | Article |
| Language: | English |
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Universitas Islam Indonesia
2009-07-01
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| Series: | Economic Journal of Emerging Markets |
| Online Access: | http://uiistage.openjournaltheme.com/3310/index.php/JEP/article/view/642 |
| _version_ | 1811211242940923904 |
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| author | Achmad Tohirin |
| author_facet | Achmad Tohirin |
| author_sort | Achmad Tohirin |
| collection | DOAJ |
| description | The major distinctive feature of the Islamic banking as compared to the conventional one lies on the pricing mechanism. The ‘new’ system applies variable pricing mechanism, as reflected on the Profit and Loss Sharing (PLS) system, meanwhile the ‘old’ system applies fixed pricing mechanism, as reflected on the Interest Based (IB) system. Several implications arise from this very basic difference. This paper discusses the implementation of Islamic banking, its socio-economic effect and its role in the development. As a new type of banking system, Islamic banking attracts serious attention from the business players and regulatory authority as well, around the world. The discussion in this paper includes comparison be¬tween these two systems on several instances; the socio-economic effect of the implementa¬tion of Islamic banking; and its role on the (economic) development. In addition the paper also prescribes the direction and the policy required for developing Islamic bank.
Keywords: Islamic banking, Profit and Loss Sharing, community welfare
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| first_indexed | 2024-04-12T05:09:34Z |
| format | Article |
| id | doaj.art-ad423ba44516490691b754c41eaa875a |
| institution | Directory Open Access Journal |
| issn | 2086-3128 2502-180X |
| language | English |
| last_indexed | 2024-04-12T05:09:34Z |
| publishDate | 2009-07-01 |
| publisher | Universitas Islam Indonesia |
| record_format | Article |
| series | Economic Journal of Emerging Markets |
| spelling | doaj.art-ad423ba44516490691b754c41eaa875a2022-12-22T03:46:48ZengUniversitas Islam IndonesiaEconomic Journal of Emerging Markets2086-31282502-180X2009-07-0181Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam PembangunanAchmad TohirinThe major distinctive feature of the Islamic banking as compared to the conventional one lies on the pricing mechanism. The ‘new’ system applies variable pricing mechanism, as reflected on the Profit and Loss Sharing (PLS) system, meanwhile the ‘old’ system applies fixed pricing mechanism, as reflected on the Interest Based (IB) system. Several implications arise from this very basic difference. This paper discusses the implementation of Islamic banking, its socio-economic effect and its role in the development. As a new type of banking system, Islamic banking attracts serious attention from the business players and regulatory authority as well, around the world. The discussion in this paper includes comparison be¬tween these two systems on several instances; the socio-economic effect of the implementa¬tion of Islamic banking; and its role on the (economic) development. In addition the paper also prescribes the direction and the policy required for developing Islamic bank. Keywords: Islamic banking, Profit and Loss Sharing, community welfare http://uiistage.openjournaltheme.com/3310/index.php/JEP/article/view/642 |
| spellingShingle | Achmad Tohirin Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan Economic Journal of Emerging Markets |
| title | Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan |
| title_full | Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan |
| title_fullStr | Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan |
| title_full_unstemmed | Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan |
| title_short | Implementasi Perbankan Islam: Pengaruh Sosio-Eko¬nomis Dan Peranannya Dalam Pembangunan |
| title_sort | implementasi perbankan islam pengaruh sosio eko¬nomis dan peranannya dalam pembangunan |
| url | http://uiistage.openjournaltheme.com/3310/index.php/JEP/article/view/642 |
| work_keys_str_mv | AT achmadtohirin implementasiperbankanislampengaruhsosioekonomisdanperanannyadalampembangunan |