An innovative model fusion algorithm to improve the recall rate of peer-to-peer lending default customers
Peer-to-peer (P2P) lending is a fintech innovation that provides loans to individuals and businesses without the need for additional intermediaries. However, if the borrower fails to repay the loan on time, the bank suffers a financial loss due to the borrower's default. At present, many studie...
| Main Authors: | , , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Elsevier
2023-11-01
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| Series: | Intelligent Systems with Applications |
| Subjects: | |
| Online Access: | http://www.sciencedirect.com/science/article/pii/S2667305323000972 |