An innovative model fusion algorithm to improve the recall rate of peer-to-peer lending default customers
Peer-to-peer (P2P) lending is a fintech innovation that provides loans to individuals and businesses without the need for additional intermediaries. However, if the borrower fails to repay the loan on time, the bank suffers a financial loss due to the borrower's default. At present, many studie...
Main Authors: | Zhida Liu, Zhenyu Zhang, Hongwei Yang, Guoqiang Wang, Zhenwei Xu |
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Format: | Article |
Language: | English |
Published: |
Elsevier
2023-11-01
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Series: | Intelligent Systems with Applications |
Subjects: | |
Online Access: | http://www.sciencedirect.com/science/article/pii/S2667305323000972 |
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