PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI
This study aims to examine the effect of the variables Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating Costs and Operating Income (BOPO), Net Interest Margin (NIM), SIZE and Loan to Deposit Ratio (LDR) on Return on Assets. (ROA). The population used in this study were all convent...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Sarjanawiyata Tamansiswa Yogyakarta
2023-04-01
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| Series: | Akuntansi Dewantara |
| Subjects: | |
| Online Access: | https://jurnal.ustjogja.ac.id/index.php/akuntansidewantara/article/view/12748 |
| _version_ | 1827276140642828288 |
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| author | Heli Lismana Silvi Meliani Irwan Hermawan Vina Herdina |
| author_facet | Heli Lismana Silvi Meliani Irwan Hermawan Vina Herdina |
| author_sort | Heli Lismana |
| collection | DOAJ |
| description |
This study aims to examine the effect of the variables Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating Costs and Operating Income (BOPO), Net Interest Margin (NIM), SIZE and Loan to Deposit Ratio (LDR) on Return on Assets. (ROA). The population used in this study were all conventional banks in Indonesia when the covid 19 outbreak occurred, namely in the first quarter of 2019-fourth quarter of 2021. The data used was obtained from the Financial Services Authority (OJK). The population was 152 banks. The analysis technique used is multiple linear regression, classical assumption test which includes normality test, heteroscedasticity test, multicollinearity test and autocorrelation test. and hypothesis testing using t-statistics to test the partial regression coefficients and F-statistics to test the effect together with a level of significance of 5%. The results of this study where CAR, BOPO, NIM and LDR partially affect ROA because the sig value is < 0.05, while NPL and Size have no effect on ROA because the sig value is > 0.05. even so if it simultaneously states that CAR, NPL, BOPO, NIM, SIZE and LDR affect ROA.
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| first_indexed | 2024-04-24T06:02:21Z |
| format | Article |
| id | doaj.art-b010e3686741473ba5db1c09b9208604 |
| institution | Directory Open Access Journal |
| issn | 2550-0376 2549-9637 |
| language | Indonesian |
| last_indexed | 2024-04-24T06:02:21Z |
| publishDate | 2023-04-01 |
| publisher | Universitas Sarjanawiyata Tamansiswa Yogyakarta |
| record_format | Article |
| series | Akuntansi Dewantara |
| spelling | doaj.art-b010e3686741473ba5db1c09b92086042024-04-23T06:22:38ZindUniversitas Sarjanawiyata Tamansiswa YogyakartaAkuntansi Dewantara2550-03762549-96372023-04-017110.26460/ad.v7i1.12748PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMIHeli Lismana0Silvi Meliani1Irwan Hermawan2Vina Herdina3Universitas Nusa PutraUniversitas Nusa PutraUniversitas Nusa PutraUniversitas Nusa Putra This study aims to examine the effect of the variables Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating Costs and Operating Income (BOPO), Net Interest Margin (NIM), SIZE and Loan to Deposit Ratio (LDR) on Return on Assets. (ROA). The population used in this study were all conventional banks in Indonesia when the covid 19 outbreak occurred, namely in the first quarter of 2019-fourth quarter of 2021. The data used was obtained from the Financial Services Authority (OJK). The population was 152 banks. The analysis technique used is multiple linear regression, classical assumption test which includes normality test, heteroscedasticity test, multicollinearity test and autocorrelation test. and hypothesis testing using t-statistics to test the partial regression coefficients and F-statistics to test the effect together with a level of significance of 5%. The results of this study where CAR, BOPO, NIM and LDR partially affect ROA because the sig value is < 0.05, while NPL and Size have no effect on ROA because the sig value is > 0.05. even so if it simultaneously states that CAR, NPL, BOPO, NIM, SIZE and LDR affect ROA. https://jurnal.ustjogja.ac.id/index.php/akuntansidewantara/article/view/12748Financial Perfomance, CAR, NPL, BOPO, SIZE |
| spellingShingle | Heli Lismana Silvi Meliani Irwan Hermawan Vina Herdina PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI Akuntansi Dewantara Financial Perfomance, CAR, NPL, BOPO, SIZE |
| title | PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI |
| title_full | PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI |
| title_fullStr | PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI |
| title_full_unstemmed | PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI |
| title_short | PENGARUH CAR, NPL, NIM, BOPO, SIZE DAN LDR TERHADAP KINERJA KEUANGAN DI MASA PANDEMI |
| title_sort | pengaruh car npl nim bopo size dan ldr terhadap kinerja keuangan di masa pandemi |
| topic | Financial Perfomance, CAR, NPL, BOPO, SIZE |
| url | https://jurnal.ustjogja.ac.id/index.php/akuntansidewantara/article/view/12748 |
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