Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020)
The purpose of this study is to empirically examine the effect of return on assets, capital adequacy ratio, non-performing finance, and BOPO ratio on the Mudharabah Financing System. The samples in this study are eight Sharia Banks in Indonesia registered with the Financial Services Authority (OJK)...
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| Format: | Article |
| Language: | English |
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Universitas Proklamasi 45 Yogyakarta
2023-02-01
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| Series: | Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship |
| Subjects: | |
| Online Access: | https://ejournal.up45.ac.id/index.php/maksipreneur/article/view/1225 |
| _version_ | 1797741919956107264 |
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| author | Adhi Widyakto Aprih Santoso Risti Ulfi Hanifah M. Sigit Taruna |
| author_facet | Adhi Widyakto Aprih Santoso Risti Ulfi Hanifah M. Sigit Taruna |
| author_sort | Adhi Widyakto |
| collection | DOAJ |
| description | The purpose of this study is to empirically examine the effect of return on assets, capital adequacy ratio, non-performing finance, and BOPO ratio on the Mudharabah Financing System. The samples in this study are eight Sharia Banks in Indonesia registered with the Financial Services Authority (OJK) RI in 2018-2020, which were obtained through a purposive sampling technique approach. The data analysis method uses multiple linear regressions. This is indicated by the results of research using the t-test ROA and BOPO have no effect on the Mudharabah Financing system, while CAR and NPF had a significant positive effect on mudharabah's approval of Sharia Banks. Sharia Banks in managing to finance must prioritize the principle of prudence so that bad debts can be controlled. |
| first_indexed | 2024-03-12T14:33:35Z |
| format | Article |
| id | doaj.art-b10c24565be34154894063438abff104 |
| institution | Directory Open Access Journal |
| issn | 2089-550X 2527-6638 |
| language | English |
| last_indexed | 2024-03-12T14:33:35Z |
| publishDate | 2023-02-01 |
| publisher | Universitas Proklamasi 45 Yogyakarta |
| record_format | Article |
| series | Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship |
| spelling | doaj.art-b10c24565be34154894063438abff1042023-08-17T12:21:45ZengUniversitas Proklamasi 45 YogyakartaJurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship2089-550X2527-66382023-02-0112238339410.30588/jmp.v12i2.1225724Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020)Adhi Widyakto0Aprih Santoso1Risti Ulfi Hanifah2M. Sigit Taruna3Universitas Semarang, Semarang, Central JavaUniversitas Semarang, Semarang, Central JavaUniversitas Semarang, Semarang, Central JavaUniversitas Pekalongan, Pekalongan, Central JavaThe purpose of this study is to empirically examine the effect of return on assets, capital adequacy ratio, non-performing finance, and BOPO ratio on the Mudharabah Financing System. The samples in this study are eight Sharia Banks in Indonesia registered with the Financial Services Authority (OJK) RI in 2018-2020, which were obtained through a purposive sampling technique approach. The data analysis method uses multiple linear regressions. This is indicated by the results of research using the t-test ROA and BOPO have no effect on the Mudharabah Financing system, while CAR and NPF had a significant positive effect on mudharabah's approval of Sharia Banks. Sharia Banks in managing to finance must prioritize the principle of prudence so that bad debts can be controlled.https://ejournal.up45.ac.id/index.php/maksipreneur/article/view/1225roanpfcarbopomudharabah financing |
| spellingShingle | Adhi Widyakto Aprih Santoso Risti Ulfi Hanifah M. Sigit Taruna Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020) Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship roa npf car bopo mudharabah financing |
| title | Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020) |
| title_full | Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020) |
| title_fullStr | Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020) |
| title_full_unstemmed | Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020) |
| title_short | Effect of ROA, CAR, NPF, and BOPO on Mudharabah Financing (Empirical Study of Indonesian Sharia Commercial Banks in 2018-2020) |
| title_sort | effect of roa car npf and bopo on mudharabah financing empirical study of indonesian sharia commercial banks in 2018 2020 |
| topic | roa npf car bopo mudharabah financing |
| url | https://ejournal.up45.ac.id/index.php/maksipreneur/article/view/1225 |
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