The Use of Financial Literacy for Growing Personal Finance
Financial literacy played an important role for everyone in managing personal finances.This research aimed to determine how the level of financial literacy in students S1 Faculty of Economics and Business, Universitas Pasundan and investigate what factors are influencing it. The observed respondents...
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Format: | Article |
Language: | English |
Published: |
Universitas Merdeka Malang
2017-07-01
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Series: | Jurnal Keuangan dan Perbankan |
Subjects: | |
Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/1489 |
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author | Ardi Gunardi Mochammad Ridwan Gugum Mukdas Sudarjah |
author_facet | Ardi Gunardi Mochammad Ridwan Gugum Mukdas Sudarjah |
author_sort | Ardi Gunardi |
collection | DOAJ |
description | Financial literacy played an important role for everyone in managing personal finances.This research aimed to determine how the level of financial literacy in students S1 Faculty of Economics and Business, Universitas Pasundan and investigate what factors are influencing it. The observed respondents were students from the Faculty of Economics and Business, Universitas Pasundan. The research data was collected through questionnaires,descriptive analysis, and test multinominal logit. Based on the results of the research showed that the level of financial literacy from undergraduate students Universitas Pasundan was in the low category. Financial literacy was determined by gender, Greater Academic Achievement (GPA), parental education level, and parental income level;,whereas for age, year of study and residence do not contribute to the research model. The results of this study were expected to support personal financial planning of students in improving the skills of reading, analyzing, and managing their own finances, thus avoiding the daily financial problems. |
first_indexed | 2024-04-13T10:52:35Z |
format | Article |
id | doaj.art-b14bd40235e44522aaad9ab71484a969 |
institution | Directory Open Access Journal |
issn | 1410-8089 2443-2687 |
language | English |
last_indexed | 2024-04-13T10:52:35Z |
publishDate | 2017-07-01 |
publisher | Universitas Merdeka Malang |
record_format | Article |
series | Jurnal Keuangan dan Perbankan |
spelling | doaj.art-b14bd40235e44522aaad9ab71484a9692022-12-22T02:49:36ZengUniversitas Merdeka MalangJurnal Keuangan dan Perbankan1410-80892443-26872017-07-01213446458The Use of Financial Literacy for Growing Personal FinanceArdi Gunardi0Mochammad Ridwan1Gugum Mukdas Sudarjah2Department of Management, Faculty of Economics and Business, Universitas PasundanDepartment of Accounting, Faculty of Economics and Business, Universitas PasundanDepartment of Development Economics, Faculty of Economics and Business, Universitas PasundanFinancial literacy played an important role for everyone in managing personal finances.This research aimed to determine how the level of financial literacy in students S1 Faculty of Economics and Business, Universitas Pasundan and investigate what factors are influencing it. The observed respondents were students from the Faculty of Economics and Business, Universitas Pasundan. The research data was collected through questionnaires,descriptive analysis, and test multinominal logit. Based on the results of the research showed that the level of financial literacy from undergraduate students Universitas Pasundan was in the low category. Financial literacy was determined by gender, Greater Academic Achievement (GPA), parental education level, and parental income level;,whereas for age, year of study and residence do not contribute to the research model. The results of this study were expected to support personal financial planning of students in improving the skills of reading, analyzing, and managing their own finances, thus avoiding the daily financial problems.http://jurnal.unmer.ac.id/index.php/jkdp/article/view/1489Financial LiteracyGenderGPAParental Income LevelParental Education LevelPersonal FinanceStudent |
spellingShingle | Ardi Gunardi Mochammad Ridwan Gugum Mukdas Sudarjah The Use of Financial Literacy for Growing Personal Finance Jurnal Keuangan dan Perbankan Financial Literacy Gender GPA Parental Income Level Parental Education Level Personal Finance Student |
title | The Use of Financial Literacy for Growing Personal Finance |
title_full | The Use of Financial Literacy for Growing Personal Finance |
title_fullStr | The Use of Financial Literacy for Growing Personal Finance |
title_full_unstemmed | The Use of Financial Literacy for Growing Personal Finance |
title_short | The Use of Financial Literacy for Growing Personal Finance |
title_sort | use of financial literacy for growing personal finance |
topic | Financial Literacy Gender GPA Parental Income Level Parental Education Level Personal Finance Student |
url | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/1489 |
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